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Unity Bancorp UNTY Interest Income Consumer Loans

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Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept unty:InterestIncomeConsumerLoans.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's interest income consumer loans?
Unity Bancorp (UNTY) reported interest income consumer loans of $1.42M in Q1 2026.
How has Unity Bancorp's interest income consumer loans changed year-over-year?
Unity Bancorp's interest income consumer loans increased by 5.8% year-over-year, from $1.35M to $1.42M.
What is the long-term trend for Unity Bancorp's interest income consumer loans?
Over 4 years (2021 to 2025), Unity Bancorp's interest income consumer loans has grown at a 16.7% compound annual growth rate (CAGR), from $3.15M to $5.83M.
What does interest income consumer loans mean?
Includes interest income derived from non-mortgage consumer lending products, such as personal loans, auto loans, or other retail credit facilities. This metric measures the bank's diversification into consumer credit markets beyond real estate. It helps investors assess the bank's retail lending strategy and consumer credit risk appetite.