Life Insurance — Deferred profit liability
Chubb Life Insurance — Deferred profit liability increased by 8.5% to $2.55B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 48.0%, from $1.72B to $2.55B. Over 2 years (FY 2023 to FY 2025), Life Insurance — Deferred profit liability shows an upward trend with a 43.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
A growing balance indicates strong new business production, while a declining balance suggests the maturation of the existing book of business.
Detailed definition
A liability representing unearned profits on long-duration insurance contracts that are recognized over the life of the...
Peer comparison
Equivalent to 'Deferred Profit Liability' or 'Unearned Revenue' in long-duration insurance accounting.
cb_segment_life_insurance_deferred_profit_liabilityHistorical Data
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $613.00M | $869.00M | $952.00M | $1.04B | $1.12B | $1.25B | $1.35B | $1.45B | $1.62B | $1.72B | $1.91B | $2.13B | $2.35B | $2.55B |
| QoQ Change | — | +41.8% | +9.6% | +9.7% | +7.6% | +11.6% | +7.8% | +7.5% | +11.7% | +6.3% | +10.7% | +11.7% | +10.4% | +8.5% |
| YoY Change | — | +41.8% | — | — | — | +44.2% | +41.9% | +39.1% | +44.4% | +37.6% | +41.2% | +46.8% | +45.1% | +48.0% |
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Frequently Asked Questions
- What is Chubb's life insurance — deferred profit liability?
- Chubb (CB) reported life insurance — deferred profit liability of $2.55B in Q4 2025.
- How has Chubb's life insurance — deferred profit liability changed year-over-year?
- Chubb's life insurance — deferred profit liability increased by 48.0% year-over-year, from $1.72B to $2.55B.
- What is the long-term trend for Chubb's life insurance — deferred profit liability?
- Over 2 years (2023 to 2025), Chubb's life insurance — deferred profit liability has grown at a 43.0% compound annual growth rate (CAGR), from $4.37B to $8.95B.
- What does life insurance — deferred profit liability mean?
- Profits from insurance contracts that are held back and recognized gradually over the duration of the policy.