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Capital Bancorp CBNK Ratios & Valuation

Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin22.2%+3.3pp23.3%+6.7pp20.8%+1.8pp19.6%-0.3pp18.8%-0.8pp
EBITDA margin28.7%+30.3pp14.8%+16.7pp-1.1%+1.3pp-1.4%+1.1pp-1.6%+1.2pp
Free cash flow margin28.4%-0.5pp29.4%+11.8pp32.6%+23.6pp21.1%-1.2pp28.9%+8.8pp
Returns
Return on equity14.2%+2.0pp15.1%+5.0pp14.7%+2.3pp13.4%+0.1pp12.2%-1.0pp
Return on assets1.5%+0.2pp1.7%+0.5pp1.7%+0.3pp1.5%0.0pp1.4%-0.1pp
Return on invested capital109.6%+112pp17.6%+19.1pp-1.7%+1.2pp-2.3%+0.1pp-2.1%+0.5pp
Efficiency
Asset turnover0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Net debt / EBITDA-5.5×-6.9×
Interest coverage1.1×+1.1×0.5×+0.6×-0.1×0.0×-0.1×0.0×-0.1×0.0×
Per Share
Book value per share$24.87+13.9%$23.96-1.2%$23.44+16.7%$22.62+17.3%$21.84+17.1%
Valuation
Market capitalization$563.89M+8.2%$465.39M-1.4%$529.01M+47.9%$540.83M+89.8%$471.81M+62.9%
Enterprise value$172.15M-26.0%$214.4M-21.3%$345.03M+68.0%$271.25M+77.5%$183.31M-11.8%
Price / earnings10.2×-3.4×8.1×-7.1×10.7×-0.4×12.5×+4.0×12.3×+3.4×
Price / sales2.3×-0.3×1.9×-0.6×2.2×+0.1×2.5×+0.8×2.3×+0.6×
Price / book1.4×0.0×1.2×-0.2×1.3×+0.1×1.4×+0.4×1.3×+0.2×
EV / EBITDA2.4×5.9×
EV / sales0.7×-0.5×0.9×-0.6×1.4×+0.2×1.2×+0.3×0.9×-0.3×
Free cash flow yield12.6%+1.3pp15.5%+8.5pp14.7%+10.4pp8.6%-4.6pp12.5%+0.9pp
Earnings yield9.8%+2.4pp12.3%+5.7pp9.4%+0.3pp8%-3.8pp8.1%-3.2pp
Dividend yield1.3%+0.2pp1.6%+0.4pp1.3%0.0pp1.2%-0.4pp1.2%-0.2pp
PEG ratio0.2×-0.6×0.1×0.2×0.4×0.7×

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Questions, answered.

Where do Capital Bancorp's ratios come from?
Every ratio is computed from Capital Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.