Capital Bancorp CBNK Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Noninterest Income by Business | ||||||
| CBHL | $1.38M-20.6% | $1.78M+6.4% | $1.76M-2.7% | $1.54M-16.5% | $1.74M+28.4% | |
| Commercial Bank | $1.68M-31.9% | $845K-56.2% | -$509K-170% | $2.55M+276% | $2.47M+251% | |
| OpenSky™ | $4.7M+26.0% | $4.85M+29.5% | $4.48M+9.3% | $4.32M-1.0% | $3.73M-4.6% | |
| Windsor Advantage™ | $5.61M+21.7% | —— | —— | —— | $4.61M+304% | |
| Operational And Other Income (Loss) by Business | ||||||
| CBHL | $0— | —— | —— | —— | $0— | |
| Commercial Bank | -$65K-110% | —— | —— | —— | -$31K-235% | |
| OpenSky™ | -$625K+28.3% | —— | —— | —— | -$872K+5.1% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| CBHL | -$1.34M-90.0% | -$694K-8.4% | -$564K-6.2% | -$678K-11.9% | -$707K+0.6% | |
| Commercial Bank | $14.83M-1.1% | $13.42M+228% | $15.65M+98.7% | $13.82M+85.3% | $14.98M+165% | |
| OpenSky™ | $928K-69.8% | $5.39M-0.6% | $3.35M-19.3% | $2.79M-31.6% | $3.08M-16.4% | |
| Windsor Advantage™ | $1.46M+54.4% | —— | —— | —— | $946K+99.6% | |
| Other income by Business | ||||||
| CBHL | $238K+41.7% | $257K+84.9% | $150K+57.9% | $252K+33.3% | $168K-10.2% | |
| Commercial Bank | $707K-50.3% | $698K-44.2% | -$557K-270% | $349K+144% | $1.42M+578% | |
| OpenSky™ | $12K+9.1% | $10K0.0% | -$33K-180% | $25K-34.2% | $11K-67.6% | |
| Windsor Advantage™ | $0— | $0-100% | $0-100% | $0-100% | $0-100% | |
| Noninterest Expense by Business | ||||||
| CBHL | $2.8M+10.5% | $2.62M+10.1% | $2.45M+2.3% | $2.3M-8.1% | $2.53M+20.2% | |
| Commercial Bank | $20.57M+10.8% | $18.51M-6.9% | $18.04M+28.3% | $20.64M+56.1% | $18.56M+34.7% | |
| OpenSky™ | $16.17M+21.5% | $14.56M+15.6% | $13.96M+5.1% | $13.11M-4.9% | $13.3M-2.2% | |
| Windsor Advantage™ | $4.15M+13.3% | —— | —— | —— | $3.66M+448% | |
| Interest and Dividend Income, Operating by Business | ||||||
| CBHL | $177K+16.4% | $263K+37.0% | $228K+41.6% | $163K+23.5% | $152K+83.1% | |
| Commercial Bank | $52.73M+9.5% | $51.99M+12.9% | $49.04M+33.2% | $49.93M+43.9% | $48.16M+44.4% | |
| OpenSky™ | $15.06M+4.3% | $16.38M+6.0% | $15.63M0.0% | $14.49M-8.2% | $14.44M-3.2% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Other operating by Business | ||||||
| CBHL | $130K+39.8% | $229K+74.8% | $110K+5.8% | $101K-37.3% | $93K+10.7% | |
| Commercial Bank | $1.14M-19.1% | $640K-59.9% | $1.49M+31.7% | $1.82M+44.8% | $1.41M+18.7% | |
| OpenSky™ | $715K+38.6% | $966K+69.5% | $587K-0.7% | $338K-37.9% | $516K-63.1% | |
| Windsor Advantage™ | $605K+138% | $763K+1,382% | $614K+1,092% | $354K+587% | $254K+393% | |
| Total Assets by Business | ||||||
| CBHL | $20.31M+44.1% | $31.97M+47.4% | $20.06M+1.1% | $21.91M+11.7% | $14.09M+30.7% | |
| Commercial Bank | $3.62B+13.5% | $3.41B+12.3% | $3.21B+32.8% | $3.21B+39.4% | $3.19B+44.6% | |
| OpenSky™ | $135.41M+13.2% | $140.91M+11.9% | $134.42M+10.6% | $129.4M+11.9% | $119.64M+13.6% | |
| Windsor Advantage™ | $28.54M+20.1% | $25.99M+1.9% | —— | —— | $23.75M— | |
| Interest Income (Expense), Operating by Business | ||||||
| CBHL | $77K-12.5% | $138K+126% | $125K+136% | $79K+61.2% | $88K+110% | |
| Commercial Bank | $34.26M+8.7% | $33.76M+17.2% | $36.27M+59.9% | $33.07M+55.8% | $31.52M+57.2% | |
| OpenSky™ | $15.06M+4.3% | $16.38M+6.0% | $15.63M0.0% | $14.49M-8.2% | $14.44M-3.2% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Other segment assets by Business | ||||||
| CBHL | $20.31M+44.1% | $31.97M+47.4% | $20.06M+1.1% | $21.91M+11.7% | $14.09M— | |
| Commercial Bank | $3.22B+11.5% | $3.14B+11.4% | $3.01B+32.6% | $2.93B+34.9% | $2.89B— | |
| OpenSky™ | $127.21M+13.4% | $132.88M+12.6% | $126.72M+10.1% | $121.94M+10.2% | $112.17M— | |
| Windsor Advantage™ | $4.67M+10.9% | $3.85M-11.3% | $3.81M— | $3.64M— | $4.22M— | |
| Intangible assets by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $1.48M-12.9% | $1.53M-12.4% | $1.58M— | $1.63M— | $1.7M— | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $13.03M-6.0% | $13.24M-5.9% | $13.45M— | $13.67M— | $13.86M— | |
| Interest Income (Expense), after Provision for Loan Loss by Business | ||||||
| CBHL | $77K-12.5% | $138K+126% | $125K+136% | $79K+61.2% | $88K+110% | |
| Commercial Bank | $33.71M+8.5% | $31.08M+41.0% | $34.2M+61.3% | $31.91M+59.6% | $31.07M+65.8% | |
| OpenSky™ | $12.39M-2.0% | $15.1M+5.8% | $12.83M-3.8% | $11.57M-14.2% | $12.64M-5.4% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Interest Expense by Business | ||||||
| CBHL | $100K+56.3% | $125K-4.6% | $103K-4.6% | $84K+1.2% | $64K+56.1% | |
| Commercial Bank | $18.47M+10.9% | $18.23M+5.7% | $12.77M-9.8% | $16.86M+25.1% | $16.65M+25.0% | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Regulatory assessment expenses by Business | ||||||
| CBHL | $62K+1,450% | $97K+1,517% | -$7K— | $3K— | $4K— | |
| Commercial Bank | $598K-30.9% | $230K-56.2% | $788K+63.1% | $860K+101% | $865K+82.9% | |
| OpenSky™ | $215K+1,333% | $388K+1,748% | -$30K— | $15K— | $15K— | |
| Windsor Advantage™ | $66K+1,220% | $143K+57,100% | -$11K-4,500% | $6K+2,300% | $5K+1,900% | |
| Salaries and employee benefits by Business | ||||||
| CBHL | $1.68M-0.8% | $1.38M-6.9% | $1.44M-5.7% | $1.46M-8.4% | $1.69M+21.9% | |
| Commercial Bank | $12.09M+13.8% | $11.07M+6.6% | $10.56M+23.6% | $11.09M+29.0% | $10.63M+22.0% | |
| OpenSky™ | $3.89M+16.2% | $3.04M+1.8% | $3.27M-0.1% | $3.4M+10.3% | $3.35M+19.0% | |
| Windsor Advantage™ | $2.66M+10.7% | —— | —— | —— | $2.41M+479% | |
| Professional fees by Business | ||||||
| CBHL | $358K+43.2% | $247K-7.8% | $283K+11.9% | $227K-5.0% | $250K+22.0% | |
| Commercial Bank | $2.47M+114% | $3.05M+233% | $1.08M+7.4% | $1.57M+83.9% | $1.15M+43.7% | |
| OpenSky™ | $1.86M+215% | $947K+12.1% | $571K-20.9% | $552K-18.2% | $591K-37.2% | |
| Windsor Advantage™ | $278K+132% | $53K+72.4% | $198K+544% | $71K+131% | $120K+290% | |
| Data processing by Business | ||||||
| CBHL | $56K+51.4% | —— | $53K+26.2% | $36K-21.7% | $37K-2.6% | |
| Commercial Bank | $545K+23.9% | $1.03M+60.6% | $350K-11.6% | $454K+213% | $440K+39.2% | |
| OpenSky™ | $7.11M+8.0% | $6.69M+3.0% | $7.15M+10.2% | $6.9M+4.5% | $6.58M+2.7% | |
| Windsor Advantage™ | $59K+11.3% | —— | $97K+1,113% | $133K+1,563% | $53K+563% | |
| Advertising by Business | ||||||
| CBHL | $96K+15.7% | $159K+98.8% | $111K+14.4% | $71K-22.8% | $83K+43.1% | |
| Commercial Bank | $718K0.0% | $608K-20.7% | $694K+61.8% | $795K+96.8% | $718K+88.0% | |
| OpenSky™ | $592K-32.3% | $634K+703% | $833K+19.5% | $470K-70.2% | $874K-45.1% | |
| Windsor Advantage™ | $60K-42.3% | $0-100% | $76K+187% | $35K+32.1% | $104K+292% | |
| Goodwill by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $22.45M-6.8% | $22.45M+27.5% | $25.97M— | $22.48M— | $24.09M— | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $3.52M— | $3.52M0.0% | $0— | $0— | $0— | |
| Cash & Equivalents by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $383.8M+36.7% | $242.15M+24.9% | $176.69M+17.7% | $258.51M+96.5% | $280.84M— | |
| OpenSky™ | $8.21M+9.9% | $8.04M+1.9% | $7.7M+18.0% | $7.46M+50.2% | $7.47M— | |
| Windsor Advantage™ | $7.31M+28.7% | $5.38M+50.1% | $4.48M— | $8.63M— | $5.68M— | |
| Provision (Release of Provision) for Credit Losses by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $344K-22.9% | $2.72M-59.2% | $1.85M+27.4% | $1.16M+3.7% | $446K-61.8% | |
| OpenSky™ | $2.67M+48.3% | $1.27M+8.2% | $2.8M+22.0% | $2.92M+27.1% | $1.8M+15.5% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Loan servicing rights (government guaranteed) by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $497K+5.3% | $295K+16.5% | $368K+45.3% | -$600K-337% | $472K+86.4% | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $0— | $0— | $0— | $0— | $0— | |
| Occupancy and equipment by Business | ||||||
| CBHL | $182K+35.8% | $137K-18.0% | $166K+17.7% | $151K+4.9% | $134K-0.7% | |
| Commercial Bank | $1.87M+18.6% | $1.77M+7.1% | $1.64M+40.3% | $1.9M+55.9% | $1.58M+51.1% | |
| OpenSky™ | $1.12M+129% | $688K+11.5% | $632K+30.3% | $573K+14.8% | $488K+12.4% | |
| Windsor Advantage™ | $392K-44.9% | $40K-70.2% | $416K+210% | $368K+174% | $711K+430% | |
| Loan processing by Business | ||||||
| CBHL | $238K-0.8% | $413K+109% | $292K+28.1% | $251K+10.6% | $240K+20.6% | |
| Commercial Bank | $1.08M+126% | $101K-86.6% | $740K+99.5% | $650K+179% | $477K+200% | |
| OpenSky™ | $47K+147% | $475K+3,293% | $15K-6.3% | $24K+50.0% | $19K+46.2% | |
| Windsor Advantage™ | $22K+214% | $163K+21,633% | $67K+8,833% | $54K+7,100% | $7K+833% | |
| Provision for credit losses on unfunded commitments by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $205K— | —— | $217K+1,176% | $0-100% | —— | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $0— | $0— | $0— | $0— | $0— | |
| Noninterest income by Product | ||||||
| Credit card fees | $4.69M+26.1% | $4.84M+29.6% | $4.51M+11.2% | $4.3M-0.7% | $3.72M-4.1% | |
| Government lending revenue | $923K-15.8% | $0-100% | $14K— | $3.11M— | $1.1M— | |
| Government loan servicing revenue | $4.35M+21.8% | $4.04M+1.1% | $4.27M— | $3.64M— | $3.57M— | |
| Mortgage banking revenue | $1.56M-15.0% | $1.96M+7.6% | $1.93M+2.4% | $1.75M-11.9% | $1.83M+26.0% | |
| Service charges on deposits | $403K+56.2% | $371K+53.9% | $425K+80.9% | $262K+31.0% | $258K+24.6% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Capital Bancorp break its business down?
- Capital Bancorp (CBNK) reports noninterest income by business across 4 parts — CBHL, Commercial Bank, OpenSky™ and Windsor Advantage™. Each is extracted from the segment footnotes and tracked over time.
- Where does Capital Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Capital Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
