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Coastal Financial CCB Financing Receivables

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Segments

By segment

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CCBX$2.23B+32.5%
Community Bank$1.99B+6.6%

Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemJune 30, 2026December 31, 2025
Residential real estate loans324,873264,059
Consumer and other loans:
Credit cards753,171622,681
Other consumer and other loans918,779691,708
Gross CCBX loans receivable2,226,2961,808,094
Total gross loans receivable4,215,1223,756,829
Net deferred origination fees and premiums(6,852)(7,298)
Loans receivable$4,208,270$3,749,531

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's financing receivables?
Coastal Financial (CCB) reported financing receivables of $4.22B in Q2 2026.
How has Coastal Financial's financing receivables changed year-over-year?
Coastal Financial's financing receivables increased by 18.8% year-over-year, from $3.55B to $4.22B.
What is the long-term trend for Coastal Financial's financing receivables?
Over 4 years (2021 to 2025), Coastal Financial's financing receivables has grown at a 21.0% compound annual growth rate (CAGR), from $1.75B to $3.76B.
What does financing receivables mean?
Receivables arising from financing activities, such as loans or lease receivables.

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