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CNB Financial CCNE Business Segments — Card processing and interchange income

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Other financials

Income statement

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Revenue$83.3M+46.3%
Net income$27.0M+135%
EPS (diluted)$0.88+76.0%

Balance sheet

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Cash & equivalents$602.5M+15.8%
Total debt$310.1M+122%
Total equity$889.1M+42.4%
Total assets$8.5B+35.3%

Cash flow

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Operating cash flow$19.2M+65.4%
CapEx$362.0K-79.0%
Free cash flow$18.8M+90.6%

Valuation

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Market cap$994.65M+83.9%
Enterprise value$702.26M+554%
P/E12.2×+2.1×
P/S3.2×+0.9×

Profitability

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Net margin26.5%+3.2pp
FCF margin21.9%-2.1pp

Returns & leverage

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Return on equity10.8%+1.9pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by CNB Financial in its filing.

Tagged under the XBRL concept ccne:CardProcessingAndInterchangeIncome.

The official record: CNB Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CNB Financial's business segments — card processing and interchange income?
CNB Financial (CCNE) reported business segments — card processing and interchange income of $2.59M in Q1 2026.
How has CNB Financial's business segments — card processing and interchange income changed year-over-year?
CNB Financial's business segments — card processing and interchange income increased by 22.7% year-over-year, from $2.11M to $2.59M.
What is the long-term trend for CNB Financial's business segments — card processing and interchange income?
Over 3 years (2022 to 2025), CNB Financial's business segments — card processing and interchange income has grown at a 5.8% compound annual growth rate (CAGR), from $7.8M to $9.23M.
What does business segments — card processing and interchange income mean?
Revenue earned from credit and debit card processing services, including interchange fees collected from transaction volume. This reflects the segment's scale and activity level within the electronic payments and merchant services ecosystem.