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CF Bankshares CFBK Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Huntington Bancshares logo
Huntington BancsharesHBAN
$1.73B+32.2%
KeyCorp logo
KeyCorpKEY
$1.12B+14.1%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$36.53M+3.7%
First Financial Corporation logo
First Financial CorporationTHFF
$54.38M+8.7%
QCR Holdings logo
QCR HoldingsQCRH
$64.98M+16.6%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$70.07M+117%

Other financials

Income statement

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Revenue$14.8M+4.9%
Net income$5.0M+13.4%
EPS (diluted)$0.77+13.2%

Balance sheet

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Cash & equivalents$267.8M+11.1%
Total debt$6.1M-0.2%
Total equity$189.0M+9.4%
Total assets$2.1B+2.4%

Cash flow

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Operating cash flow$4.7M+114%
CapEx$109.0K+102%
Free cash flow$4.6M+115%

Valuation

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Market cap$206.9M+34.9%
Enterprise value-$54.79M-52.9%
P/E11.4×+2.9×
P/S3.4×+0.7×

Profitability

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Net margin29.4%+2.0pp
FCF margin33.5%-0.9pp

Returns & leverage

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Return on equity10%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by CF Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: CF Bankshares’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CF Bankshares's net interest income (after provisions)?
CF Bankshares (CFBK) reported net interest income (after provisions) of $12.72M in Q1 2026.
How has CF Bankshares's net interest income (after provisions) changed year-over-year?
CF Bankshares's net interest income (after provisions) increased by 3.2% year-over-year, from $12.33M to $12.72M.
What is the long-term trend for CF Bankshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), CF Bankshares's net interest income (after provisions) has grown at a 1.8% compound annual growth rate (CAGR), from $43.64M to $46.78M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's bottom-line interest-based earnings after accounting for inherent credit risk.