Skip to content
Screener

C&F Financial CFFI Q3 2025 earnings

Reported October 23, 2025 · Before market open

Revenue$46.6M
EPS$2.18

Next report

Oct 22, 2026 (in 3 months)

Financials

Q3 2025

Income statement

See full
Revenue$36.0M+7.6%
Net income$7.1M+31.3%
EPS (diluted)$2.18+32.1%

Balance sheet

See full
Cash & equivalents$96.1M+95.3%
Total debt$20.0M-58.9%
Total equity$253.3M+11.4%
Total assets$2.7B+6.3%

Cash flow

See full
Operating cash flow$23.4M+5,701%
CapEx$740.0K-63.6%
Free cash flow$22.7M+1,494%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$217.61M+11.6%
Enterprise value$141.52M-27.2%
P/E8.3×-2.0×
P/S1.6×+0.1×

Profitability

See full
Net margin19.1%+4.2pp
FCF margin39.4%+26.5pp

Returns & leverage

See full
Return on equity10.9%+2.1pp
Debt / equity0.1×-0.1×

Segments

By segment

See full
Community Banking$25.6M+12.1%
Consumer Finance$6.8M-1.3%
Mortgage Banking$4.0M+23.8%
All Other Segments-$237.0K-159%

FAQ

When did C&F Financial report Q3 2025 earnings?
C&F Financial (CFFI) reported Q3 2025 earnings on October 23, 2025 before market open.
What were C&F Financial's Q3 2025 revenue and EPS?
C&F Financial reported revenue of $46.6M and eps of $2.18 for Q3 2025.
How did C&F Financial's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 56.6% from $29.8M a year earlier and eps grew 32.1% from $1.65.
Where can I find C&F Financial's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000913341-25-000056) and the 10-Q periodic report (0000913341-25-000058) directly on SEC EDGAR. The filing index links above go to sec.gov.