Where do C&F Financial's ratios come from?

Every ratio is computed from C&F Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

C&F Financial CFFI Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	19.5%+0.5pp	19.1%0.0pp	19.1%+0.9pp	18.2%+1.3pp	16.9%+1.3pp
Free cash flow margin	7.8%-7.9pp	15.7%-23.7pp	39.4%+17.3pp	22.1%-5.6pp	27.7%+1.6pp
Returns
Return on equity	11.3%+0.3pp	11%+0.1pp	10.9%+0.2pp	10.7%+1.0pp	9.7%+0.7pp
Return on assets	1%0.0pp	1%0.0pp	1%0.0pp	0.9%+0.1pp	0.9%+0.1pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0.1×0.0×	0.1×0.0×	0.1×-0.1×	0.2×0.0×	0.2×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$260.35M+29.2%	$235.06M+8.0%	$217.61M+14.3%	$190.36M-12.8%	$218.33M-5.0%
Enterprise value	$202.92M+23.8%	$186.25M+31.6%	$141.52M-7.4%	$152.81M-14.3%	$178.29M-12.5%
Price / earnings	9.2×+1.0×	8.8×+0.4×	8.3×+0.5×	7.8×-2.2×	10×-1.6×
Price / sales	1.8×+0.3×	1.7×+0.1×	1.6×+0.2×	1.4×-0.3×	1.7×-0.1×
Price / book	1×+0.1×	0.9×0.0×	0.9×+0.1×	0.8×-0.1×	0.9×-0.1×
EV / sales	1.4×+0.2×	1.3×+0.3×	1×-0.1×	1.1×-0.2×	1.4×-0.2×
Free cash flow yield	4.3%-10.4pp	9.4%-15.4pp	24.8%+9.2pp	15.6%-0.8pp	16.4%+1.9pp
Earnings yield	10.8%-1.3pp	11.4%-0.6pp	12%-0.8pp	12.9%+2.9pp	10%+1.4pp
Dividend yield	2.3%-0.6pp	2.5%-0.2pp	2.7%-0.4pp	3.1%+0.4pp	2.7%+0.1pp
PEG ratio	0.3×0.0×	0.2×—	——	——	——

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Questions, answered.

Where do C&F Financial's ratios come from?: Every ratio is computed from C&F Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.