Non-Current Assets

Fair value of servicing rights

Citizens Financial Group Fair value of servicing rights increased by 0.5% to $1.46B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.7%, from $1.40B to $1.46B. Over 5 years (FY 2020 to FY 2025), Fair value of servicing rights shows an upward trend with a 17.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryCapital Allocation
SignalHigher is better
VolatilityVolatile
First reportedQ4 2012
Last reportedQ1 2026

How to read this metric

An increase suggests higher expected future servicing cash flows, often driven by rising interest rate environments.

Detailed definition

This represents the fair market value of the bank's rights to service mortgage loans for third-party investors. These as...

Peer comparison

Standard for banks with significant mortgage banking operations; highly correlated with interest rate cycles.

Metric ID: non_current_assets_servicing_asset_at_fair_value_amount

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$902.00M$978.00M$1.03B$1.24B$1.41B$1.52B$1.53B$1.50B$1.52B$1.62B$1.55B$1.56B$1.57B$1.50B$1.49B$1.40B$1.43B$1.43B$1.46B$1.46B
QoQ Change+8.4%+5.2%+20.6%+13.7%+8.0%+0.4%-2.2%+1.9%+6.3%-4.2%+0.8%+0.3%-4.3%-0.7%-6.3%+2.1%+0.3%+1.7%+0.5%
YoY Change+56.4%+55.8%+48.7%+20.5%+8.0%+6.3%+1.4%+4.5%+2.9%-7.3%-3.9%-10.7%-9.1%-4.7%-2.4%+4.7%
Range$902.00M$1.62B
CAGR+10.7%
Avg YoY Growth+10.7%
Median YoY Growth+3.7%
Current Streak4 quarters growth

Frequently Asked Questions

What is Citizens Financial Group's fair value of servicing rights?
Citizens Financial Group (CFG) reported fair value of servicing rights of $1.46B in Q1 2026.
How has Citizens Financial Group's fair value of servicing rights changed year-over-year?
Citizens Financial Group's fair value of servicing rights increased by 4.7% year-over-year, from $1.40B to $1.46B.
What is the long-term trend for Citizens Financial Group's fair value of servicing rights?
Over 5 years (2020 to 2025), Citizens Financial Group's fair value of servicing rights has grown at a 17.2% compound annual growth rate (CAGR), from $658.00M to $1.46B.
What does fair value of servicing rights mean?
The current market value of the bank's contractual rights to collect mortgage payments for others.