Operating

Increase (Decrease) in Loan, Held-for-Sale

Citizens Financial Group Increase (Decrease) in Loan, Held-for-Sale decreased by 14.4% to $285.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 14.2%, from $332.00M to $285.00M. Over 2 years (FY 2021 to FY 2023), Increase (Decrease) in Loan, Held-for-Sale shows an upward trend with a -69.9% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2018
Last reportedQ1 2026May 4, 2026

How to read this metric

An increase indicates higher origination volume for sale, while a decrease suggests lower volume or faster turnover of the pipeline.

Detailed definition

This measures the net change in the balance of loans originated or acquired with the intent to sell in the secondary mar...

Peer comparison

Common for banks with active mortgage banking or syndicated loan businesses.

Metric ID: operating_increase_decrease_in_loans_held_for_sale

Historical Data

16 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q4 '24Q1 '25Q4 '25Q1 '26
Value-$944.00M-$301.00M-$462.00M-$898.00M-$322.00M-$184.00M-$329.00M$81.00M$370.00M-$476.00M-$73.00M-$171.00M$86.00M$332.00M$333.00M$285.00M
QoQ Change+68.1%-53.5%-94.4%+64.1%+42.9%-78.8%+124.6%+356.8%-228.6%+84.7%-134.2%+150.3%+286.0%+0.3%-14.4%
YoY Change+65.9%+38.9%+28.8%+109.0%+214.9%-158.7%+77.8%-311.1%+217.8%+294.2%+287.2%-14.2%
Range-$944.00M$370.00M
CAGR-27.3%
Avg YoY Growth+70.9%
Median YoY Growth+71.9%

Frequently Asked Questions

What is Citizens Financial Group's increase (decrease) in loan, held-for-sale?
Citizens Financial Group (CFG) reported increase (decrease) in loan, held-for-sale of $285.00M in Q1 2026.
How has Citizens Financial Group's increase (decrease) in loan, held-for-sale changed year-over-year?
Citizens Financial Group's increase (decrease) in loan, held-for-sale decreased by 14.2% year-over-year, from $332.00M to $285.00M.
What is the long-term trend for Citizens Financial Group's increase (decrease) in loan, held-for-sale?
Over 2 years (2021 to 2023), Citizens Financial Group's increase (decrease) in loan, held-for-sale has grown at a -69.9% compound annual growth rate (CAGR), from -$1.09B to -$98.00M.
What does increase (decrease) in loan, held-for-sale mean?
The net change in the value of loans the bank intends to sell rather than keep.