Discontinued — last reported Q4 '25
Letter of credit and loan fees
Citizens Financial Group Letter of credit and loan fees remained flat by 0.0% to $46.50M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.3%, from $43.75M to $46.50M. Over 3 years (FY 2021 to FY 2025), Letter of credit and loan fees shows an upward trend with a 6.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests robust commercial lending activity and demand for credit facilities, while a decrease may indicate a slowdown in corporate borrowing.
Detailed definition
Income derived from providing letters of credit, loan commitments, and other credit-related services to commercial borro...
Peer comparison
Standard commercial banking revenue stream; comparable across banks with significant commercial and industrial lending portfolios.
other_letterof_creditand_loan_feesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $38.00M | $39.00M | $41.00M | $38.00M | $40.00M | $40.00M | $41.00M | $40.00M | $43.75M | $43.75M | $43.75M | $43.75M | $46.50M | $46.50M | $46.50M | $46.50M |
| QoQ Change | — | +2.6% | +5.1% | -7.3% | +5.3% | +0.0% | +2.5% | -2.4% | +9.4% | +0.0% | +0.0% | +0.0% | +6.3% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +5.3% | +2.6% | +0.0% | +5.3% | +9.4% | — | — | — | +6.3% | +6.3% | +6.3% | +6.3% |
Letter of credit and loan fees at Other Companies
Frequently Asked Questions
- What is Citizens Financial Group's letter of credit and loan fees?
- Citizens Financial Group (CFG) reported letter of credit and loan fees of $46.50M in Q4 2025.
- How has Citizens Financial Group's letter of credit and loan fees changed year-over-year?
- Citizens Financial Group's letter of credit and loan fees increased by 6.3% year-over-year, from $43.75M to $46.50M.
- What is the long-term trend for Citizens Financial Group's letter of credit and loan fees?
- Over 3 years (2021 to 2025), Citizens Financial Group's letter of credit and loan fees has grown at a 6.0% compound annual growth rate (CAGR), from $156.00M to $186.00M.
- What does letter of credit and loan fees mean?
- Fees earned from issuing letters of credit and providing loan commitments.