Discontinued — last reported Q4 '25
Financing
Net change in short-term borrowings
Citizens Financial Group Net change in short-term borrowings increased by 88.6% to -$4.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 108.5%, from $47.00M to -$4.00M. Over 2 years (FY 2022 to FY 2024), Net change in short-term borrowings shows a downward trend with a 130.6% CAGR.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ4 2013
Last reportedQ4 2025
How to read this metric
An increase indicates a reliance on short-term credit to fund operations, while a decrease suggests the repayment of short-term liabilities.
Detailed definition
This metric measures the net change in short-term debt obligations, such as commercial paper or lines of credit, during...
Peer comparison
Peers use short-term borrowing as a flexible tool to manage seasonal cash flow needs; high reliance can indicate tighter liquidity.
Metric ID:
short_term_borrowings_netHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$7.00M | -$57.00M | -$52.00M | $3.73B | -$3.50B | -$269.00M | $1.02B | $81.00M | -$867.00M | $273.00M | -$496.00M | -$7.00M | $13.00M | -$15.00M | $47.00M | $202.00M | -$35.00M | -$4.00M |
| QoQ Change | — | -714.3% | +8.8% | >999% | -193.9% | +92.3% | +477.3% | -92.0% | <-999% | +131.5% | -281.7% | +98.6% | +285.7% | -215.4% | +413.3% | +329.8% | -117.3% | +88.6% |
| YoY Change | — | — | — | >999% | <-999% | — | >999% | -97.8% | +75.2% | +201.5% | -148.9% | -108.6% | +101.5% | -105.5% | +109.5% | >999% | -369.2% | -108.5% |
Range-$3.50B – $3.73B
CAGR-12.3%
Avg YoY Growth>999%
Median YoY Growth-11.3%
Net change in short-term borrowings at Other Companies
Frequently Asked Questions
- What is Citizens Financial Group's net change in short-term borrowings?
- Citizens Financial Group (CFG) reported net change in short-term borrowings of -$4.00M in Q1 2026.
- How has Citizens Financial Group's net change in short-term borrowings changed year-over-year?
- Citizens Financial Group's net change in short-term borrowings decreased by 108.5% year-over-year, from $47.00M to -$4.00M.
- What is the long-term trend for Citizens Financial Group's net change in short-term borrowings?
- Over 2 years (2022 to 2024), Citizens Financial Group's net change in short-term borrowings has grown at a 130.6% compound annual growth rate (CAGR), from -$95.00M to -$505.00M.
- What does net change in short-term borrowings mean?
- The net increase or decrease in debt that must be repaid within one year.