When did Cullen/Frost Bankers report Q4 2024 earnings?

Cullen/Frost Bankers (CFR) reported Q4 2024 earnings on January 30, 2025 before market open.

What were Cullen/Frost Bankers's Q4 2024 revenue and EPS?

Cullen/Frost Bankers reported revenue of $536.3M and eps of $2.36 for Q4 2024.

Did Cullen/Frost Bankers beat estimates in Q4 2024?

Revenue missed the consensus estimate of $541.1M by $4.7M. EPS beat the consensus estimate of $2.17 by $0.19.

Where can I find Cullen/Frost Bankers's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000039263-25-000017) directly on SEC EDGAR. The filing index links above go to sec.gov.

Cullen/Frost Bankers CFR Q4 2024 Annual earnings

Reported January 30, 2025 · Before market open

Revenue$536.3MMiss by $4.7M

EPS$2.36Beat by $0.19

Revenue estimate$541.1M

EPS estimate$2.17

Next report

Jul 30, 2026 (Today)

Revenue estimate$589.7M

EPS estimate$2.55

Financials

Q4 2024

Income statement

See full

Revenue$536.3M+6.9%

Net income$154.9M+51.0%

EPS (diluted)$2.36+51.3%

Balance sheet

See full

Cash & equivalents$10.2B+17.8%

Total equity$3.9B+4.9%

Total assets$52.5B+3.3%

Cash flow

See full

Operating cash flow$64.3M—

CapEx$37.6M-7.2%

Free cash flow$26.7M—

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$8.61B+23.9%

P/E14.8×+3.2×

P/S4.2×+0.7×

Profitability

See full

Net margin28.2%-1.9pp

FCF margin41.8%—

Returns & leverage

See full

Return on equity15.3%-2.1pp

Segments

By segment

See full

Bank$485.1M+6.1%

Frost Wealth Advisors$55.0M+13.0%

Non-Banks-$3.8M+1.8%

Versus estimates

Revenue

Q1 2026$597.1MBeat by $9.8M Q4 2025$603.4MBeat by $25.1M Q3 2025$567.1MBeat by $3.4M Q2 2025$546.9MMiss by $20.9M Q1 2025$540.2MBeat by $1.9M

Q4 2024$536.3MMiss by $4.7M

Diluted EPS

Q1 2026$2.65Beat by $0.16 Q4 2025$2.57Beat by $0.10 Q3 2025$2.67Beat by $0.29 Q2 2025$2.39Beat by $0.11 Q1 2025$2.30Beat by $0.14

Q4 2024$2.36Beat by $0.19

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Questions, answered.

When did Cullen/Frost Bankers report Q4 2024 earnings?: Cullen/Frost Bankers (CFR) reported Q4 2024 earnings on January 30, 2025 before market open.
What were Cullen/Frost Bankers's Q4 2024 revenue and EPS?: Cullen/Frost Bankers reported revenue of $536.3M and eps of $2.36 for Q4 2024.
Did Cullen/Frost Bankers beat estimates in Q4 2024?: Revenue missed the consensus estimate of $541.1M by $4.7M. EPS beat the consensus estimate of $2.17 by $0.19.
Where can I find Cullen/Frost Bankers's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000039263-25-000017) directly on SEC EDGAR. The filing index links above go to sec.gov.