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Chemung Financial CHMG Other — Revenues from contracts with customer

Other product segments

WMG fee income
$3.19M+6.6%
Interchange revenue from debit card transactions
$1.11M-0.3%
Overdraft fees
$674K-6.3%
CFS fee and commission income
$394K+45.9%

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ALLYOther — Revenue from contracts with customers
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Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Return on equity13.3%+8.1pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168
Revenue by Operating Segment: Non-interest incomeCore Banking (b)WMGHolding Company and CFSTotal
Service charges on deposit accounts
Overdraft fees$674$674
Other364364
Interchange revenue from debit card transactions1,1071,107
WMG fee income3,1913,191
CFS fee and commission income394394
Net gains on sales of loans(a)4747
Loan servicing fees(a)3636

Item 1. Financial Statements – Unaudited

FAQ

What is Chemung Financial's other — revenues from contracts with customer?
Chemung Financial (CHMG) reported other — revenues from contracts with customer of $364K in Q2 2026.
How has Chemung Financial's other — revenues from contracts with customer changed year-over-year?
Chemung Financial's other — revenues from contracts with customer decreased by 7.8% year-over-year, from $395K to $364K.
What is the long-term trend for Chemung Financial's other — revenues from contracts with customer?
Over 4 years (2021 to 2025), Chemung Financial's other — revenues from contracts with customer has grown at a 13.4% compound annual growth rate (CAGR), from $947K to $1.57M.
What does other — revenues from contracts with customer mean?
This metric represents revenue generated from specific service-based agreements with customers that fall outside of traditional interest-bearing activities. It typically includes fee-based income such as deposit service charges, wealth management fees, or brokerage commissions. Monitoring this figure helps investors assess the bank's ability to diversify income streams through non-interest service offerings.

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