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Chemung Financial CHMG Overdraft fees — Revenues from contracts with customer

Other product segments

WMG fee income
$3.15M+9.7%
Interchange revenue from debit card transactions
$1.01M-2.2%
CFS fee and commission income
$477K+114%
Other
$372K-4.4%

Similar metrics at other companies

Independent Bank Corporation logo
IBCPOverdraft fees — Revenue from contracts with customers
$2.1M-0.5%
Coastal Financial logo
CCBOverdraft fees — Revenue
$51.75K+4.5%
Norwood Financial logo
NWFLOverdraft Fees — Revenue
$421K+16.0%
Trustco Bank Corp logo
TRSTOverdraft Fees — Revenue
$681K+0.1%
BOK Financial logo
BOKFOverdraft fee revenue — Fees and commissions revenue from contracts with customers
$5.86M+9.2%
WSFS Financial logo
WSFSReturn and overdraft fees — Revenue from Contract with Customer, Including Assessed Tax
$1.98M+7.8%

Other financials

Income statement

See full
Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

See full
Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

See full
Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

See full
Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

See full
Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's overdraft fees — revenues from contracts with customer?
Chemung Financial (CHMG) reported overdraft fees — revenues from contracts with customer of $679K in Q1 2026.
How has Chemung Financial's overdraft fees — revenues from contracts with customer changed year-over-year?
Chemung Financial's overdraft fees — revenues from contracts with customer decreased by 7.1% year-over-year, from $731K to $679K.
What is the long-term trend for Chemung Financial's overdraft fees — revenues from contracts with customer?
Over 4 years (2021 to 2025), Chemung Financial's overdraft fees — revenues from contracts with customer has grown at a 6.0% compound annual growth rate (CAGR), from $2.27M to $2.86M.
What does overdraft fees — revenues from contracts with customer mean?
This metric represents the total revenue generated from fees charged to customers when their account balance is insufficient to cover a transaction. It reflects the income derived from the bank's service of providing temporary liquidity to deposit accounts. Monitoring this figure helps investors assess the bank's reliance on non-interest income streams and potential regulatory or competitive pressures on consumer fee structures.