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Chemung Financial CHMG Pension and other employee benefits

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Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Return on equity13.3%+8.1pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept chmg:PensionAndOtherEmployeeBenefits.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168
(in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total non-interest income6,503(10,705)12,823(4,816)
Non-interest expense:
Salaries and wages8,0377,57915,63714,788
Pension and other employee benefits2,2862,1124,4084,034
Other components of net periodic pension and postretirement benefits(142)(113)(284)(226)
Net occupancy1,5461,4313,0742,964
Furniture and equipment498455907828
Data processing2,6152,5635,1515,097

Item 1. Financial Statements – Unaudited

FAQ

What is Chemung Financial's pension and other employee benefits?
Chemung Financial (CHMG) reported pension and other employee benefits of $2.29M in Q2 2026.
How has Chemung Financial's pension and other employee benefits changed year-over-year?
Chemung Financial's pension and other employee benefits increased by 8.2% year-over-year, from $2.11M to $2.29M.
What is the long-term trend for Chemung Financial's pension and other employee benefits?
Over 4 years (2021 to 2025), Chemung Financial's pension and other employee benefits has grown at a 9.9% compound annual growth rate (CAGR), from $6.09M to $8.89M.
What does pension and other employee benefits mean?
Pension and other employee benefits as reported by Chemung Financial Corp.

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