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Citizens CIA Net deferred policy acquisition cost

Net deferred policy acquisition cost at other companies

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Arch Capital GroupACGL
$1.77B-0.6%
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LemonadeLMND
$14.2M+24.6%
Ally Financial logo
Ally FinancialALLY
$1.87B-0.8%
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W.R. BerkleyWRB
$1.01B+3.5%
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ChubbCB
$10.45B+19.1%
Globe Life logo
Globe LifeGL
$7.12B+7.5%

Other financials

Income statement

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Revenue$60.4M-7.2%
Net income-$425.0K-107%
EPS (diluted)-$0.01-108%

Balance sheet

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Cash & equivalents$17.0M-25.2%
Total debt$7.4M-5.5%
Total equity$235.2M+2.7%
Total assets$1.8B+2.3%

Cash flow

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Operating cash flow$2.0M-41.0%
CapEx$35.0K-80.1%
Free cash flow$2.0M-38.9%

Valuation

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Market cap$231.03M+9.9%
P/E19.9×+1.2×
P/S0.9×+0.1×

Profitability

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Net margin4.5%0.0pp
FCF margin5.9%-3.9pp

Returns & leverage

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Return on equity5%-0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept cia:NetDeferredPolicyAcquisitionCostExpense.

The source filing: Citizens’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000024090-26-000043
Six Months Ended June 30,(In thousands)20262025
Net income (loss)$1,8434,836
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Investment related (gains) losses on sale of investments and other assets, net510486
Net deferred policy acquisition costs(8,661)(9,309)
Amortization of cost of insurance acquired331177
Depreciation351343
Amortization of premiums and discounts on investments1,9322,379
Stock-based compensation1,0091,797

Item 1. FINANCIAL STATEMENTS

FAQ

What is Citizens's net deferred policy acquisition cost?
Citizens (CIA) reported net deferred policy acquisition cost of -$4.7M in Q2 2026.
How has Citizens's net deferred policy acquisition cost changed year-over-year?
Citizens's net deferred policy acquisition cost increased by 8.0% year-over-year, from -$5.11M to -$4.7M.
What is the long-term trend for Citizens's net deferred policy acquisition cost?
Over 4 years (2021 to 2025), Citizens's net deferred policy acquisition cost has grown at a 22.5% compound annual growth rate (CAGR), from $9.3M to $20.9M.
What does net deferred policy acquisition cost mean?
Net deferred policy acquisition cost as reported by Citizens, Inc..

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