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Cincinnati Financial CINF Q4 2024 Annual earnings

Reported February 10, 2025 · After market close

Revenue estimate$2.3B
EPS estimate$1.90

Next report

Jul 27, 2026 (In 2 weeks)
Revenue estimate$2.7B
EPS estimate$1.73

Financials

Q4 2024

Income statement

See full
Revenue$2.5B-24.4%
Net income$405.0M-65.8%
EPS (diluted)$2.56-65.8%

Balance sheet

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Cash & equivalents$983.0M+8.4%
Total debt$790.0M0.0%
Total equity$13.9B+15.2%
Total assets$36.5B+11.4%

Cash flow

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Operating cash flow$642.0M+11.3%
CapEx$4.0M-50.0%
Free cash flow$638.0M+12.1%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$22.46B+38.4%
Enterprise value$22.27B+38.2%
P/E9.8×+1.0×
P/S+0.4×

Profitability

See full
Net margin20.2%+1.8pp
FCF margin23.2%+2.9pp

Returns & leverage

See full
Return on equity17.6%+1.3pp
Debt / equity0.1×0.0×

Segments

By segment

See full
Commercial Insurance$1.2B+7.4%
Personal Insurance$727.0M+29.6%
Excess and Surplus Lines Insurance$169.0M+13.4%
Investment Segment$164.0M-87.2%
Life Insurance Segment$82.0M0.0%

Versus estimates

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Questions, answered.

When did Cincinnati Financial report Q4 2024 earnings?
Cincinnati Financial (CINF) reported Q4 2024 earnings on February 10, 2025 after market close.
What were Cincinnati Financial's Q4 2024 revenue and EPS?
Cincinnati Financial reported revenue of $2.5B and diluted EPS of $3.14 for Q4 2024.
Did Cincinnati Financial beat estimates in Q4 2024?
Revenue beat the consensus estimate of $2.3B by $210.7M. EPS beat the consensus estimate of $1.90 by $1.24.
Where can I find Cincinnati Financial's Q4 2024 SEC filings?
You can read the 10-K periodic report (0000020286-25-000009) directly on SEC EDGAR. The filing index links above go to sec.gov.