Cincinnati Financial CINF Excess and Surplus Lines Insurance — Deferred policy acquisition costs

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Questions, answered.

What is Cincinnati Financial's excess and surplus lines insurance — deferred policy acquisition costs?

Cincinnati Financial (CINF) reported excess and surplus lines insurance — deferred policy acquisition costs of $56M in Q4 2025.

How has Cincinnati Financial's excess and surplus lines insurance — deferred policy acquisition costs changed year-over-year?

Cincinnati Financial's excess and surplus lines insurance — deferred policy acquisition costs increased by 12.0% year-over-year, from $50M to $56M.

What does excess and surplus lines insurance — deferred policy acquisition costs mean?

This metric tracks the amortization of costs directly related to the acquisition of new insurance policies, such as commissions and premium taxes, which are deferred and expensed over the life of the policy.