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Cincinnati Financial CINF Life Insurance Segment — Ceded incurred loss and loss expenses

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CBOther Segments — Ceded unpaid loss and allocated loss adjustment expense
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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses?
Cincinnati Financial (CINF) reported life insurance segment — ceded incurred loss and loss expenses of $15M in Q1 2026.
How has Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses changed year-over-year?
Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses increased by 15.4% year-over-year, from $13M to $15M.
What is the long-term trend for Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses?
Over 4 years (2021 to 2025), Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses has grown at a 2.2% compound annual growth rate (CAGR), from $67M to $73M.
What does life insurance segment — ceded incurred loss and loss expenses mean?
This represents the portion of incurred losses and loss adjustment expenses that are recoverable from reinsurers. It quantifies the effectiveness of the company's reinsurance program in mitigating the financial impact of claims. This metric is essential for understanding the net impact of risk transfer on the company's income statement.