Business Segments · Ceded incurred loss and loss expenses

Life Insurance Segment — Ceded incurred loss and loss expenses

Cincinnati Financial Life Insurance Segment — Ceded incurred loss and loss expenses increased by 7.1% to $15.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 15.4%, from $13.00M to $15.00M. Over 4 years (FY 2021 to FY 2025), Life Insurance Segment — Ceded incurred loss and loss expenses shows a downward trend with a -3.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalHigher is better
VolatilityVolatile
First reportedQ1 2018
Last reportedQ1 2026

How to read this metric

Higher ceded losses indicate that the reinsurance program is effectively absorbing volatility from large or frequent claims.

Detailed definition

This represents the portion of incurred losses and loss adjustment expenses that are recoverable from reinsurers. It qua...

Peer comparison

Standard industry metric; peers report this to demonstrate the efficacy of their reinsurance protection.

Metric ID: cinf_segment_life_insurance_segment_ceded_incurred_loss_and_loss_expenses

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$15.00M$19.00M$22.00M$31.00M$22.00M$23.00M$14.00M$16.00M$22.00M$21.00M$16.00M$15.00M$8.00M$13.00M$21.00M$13.00M$31.00M$15.00M$14.00M$15.00M
QoQ Change+26.7%+15.8%+40.9%-29.0%+4.5%-39.1%+14.3%+37.5%-4.5%-23.8%-6.3%-46.7%+62.5%+61.5%-38.1%+138.5%-51.6%-6.7%+7.1%
YoY Change+46.7%+21.1%-36.4%-48.4%+0.0%-8.7%+14.3%-6.3%-63.6%-38.1%+31.3%-13.3%+287.5%+15.4%-33.3%+15.4%
Range$8.00M$31.00M
CAGR+0.0%
Avg YoY Growth+11.5%
Median YoY Growth-3.1%

Frequently Asked Questions

What is Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses?
Cincinnati Financial (CINF) reported life insurance segment — ceded incurred loss and loss expenses of $15.00M in Q1 2026.
How has Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses changed year-over-year?
Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses increased by 15.4% year-over-year, from $13.00M to $15.00M.
What is the long-term trend for Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses?
Over 4 years (2021 to 2025), Cincinnati Financial's life insurance segment — ceded incurred loss and loss expenses has grown at a -3.2% compound annual growth rate (CAGR), from $83.00M to $73.00M.
What does life insurance segment — ceded incurred loss and loss expenses mean?
The amount of claims costs that are covered by reinsurance agreements.