What does life insurance segment — gross unearned premium mean?

The portion of premiums collected that relates to the unexpired period of the insurance policy. It represents a liability because the company has not yet provided the coverage for which it has been paid.

Cincinnati Financial CINF Life Insurance Segment — Gross unearned premium

Similar metrics at other companies

CRBGLife Insurance — Unearned Premiums

$5M0.0%

CNALife & Group — Unearned premiums

$107M-4.5%

LNCLife Insurance — Unearned Premiums

$0—

KMPRLife Insurance — Unearned Premiums

$8.5M+3.7%

ORISpecialty Insurance Segment — Unearned Premiums

$2.86B+10.3%

CRBGLife Insurance — Gross premiums

$449M-1.3%

Other financials

Income statement

See full

Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

See full

Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's life insurance segment — gross unearned premium?: Cincinnati Financial (CINF) reported life insurance segment — gross unearned premium of $1M in Q4 2025.
How has Cincinnati Financial's life insurance segment — gross unearned premium changed year-over-year?: Cincinnati Financial's life insurance segment — gross unearned premium decreased by 0.0% year-over-year, from $1M to $1M.
What does life insurance segment — gross unearned premium mean?: The portion of premiums collected that relates to the unexpired period of the insurance policy. It represents a liability because the company has not yet provided the coverage for which it has been paid.