Personal Insurance — Amortization of deferred policy acquisition cost
Cincinnati Financial Personal Insurance — Amortization of deferred policy acquisition cost remained flat by 0.0% to $143.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 25.2%, from $114.25M to $143.00M. Over 4 years (FY 2021 to FY 2025), Personal Insurance — Amortization of deferred policy acquisition cost shows an upward trend with a 20.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
High amortization relative to premiums may indicate high acquisition costs or a shift in the mix of business toward products with higher commission structures.
Detailed definition
Represents the systematic expensing of costs directly associated with acquiring new insurance policies, such as agent co...
Peer comparison
Standard accounting metric for insurance companies, comparable across peers based on the expense ratio.
cinf_segment_personal_insurance_amortization_of_deferred_policy_acquisition_costHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $276.00M | $311.00M | $367.00M | $457.00M | $572.00M |
| YoY Change | — | +12.7% | +18.0% | +24.5% | +25.2% |
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Frequently Asked Questions
- What is Cincinnati Financial's personal insurance — amortization of deferred policy acquisition cost?
- Cincinnati Financial (CINF) reported personal insurance — amortization of deferred policy acquisition cost of $143.00M in Q4 2025.
- How has Cincinnati Financial's personal insurance — amortization of deferred policy acquisition cost changed year-over-year?
- Cincinnati Financial's personal insurance — amortization of deferred policy acquisition cost increased by 25.2% year-over-year, from $114.25M to $143.00M.
- What is the long-term trend for Cincinnati Financial's personal insurance — amortization of deferred policy acquisition cost?
- Over 4 years (2021 to 2025), Cincinnati Financial's personal insurance — amortization of deferred policy acquisition cost has grown at a 20.0% compound annual growth rate (CAGR), from $276.00M to $572.00M.
- What does personal insurance — amortization of deferred policy acquisition cost mean?
- The portion of policy acquisition expenses recognized as an expense during the current reporting period.