Business Segments · Deferred policy acquisition costs
Personal Insurance — Deferred policy acquisition costs
Cincinnati Financial Personal Insurance — Deferred policy acquisition costs increased by 15.9% to $320.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 15.9%, from $276.00M to $320.00M.
Analysis
StatementSegment
CategoryCapital Allocation
SignalContext dependent
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Changes reflect shifts in the volume of new business written and the timing of commission payments.
Detailed definition
This represents the portion of acquisition costs, such as commissions and premium taxes, that are capitalized and amorti...
Peer comparison
Standard accounting practice for insurance companies under GAAP (DAC).
Metric ID:
cinf_segment_personal_insurance_deferred_policy_acquisition_costsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $145.00M | $168.00M | $210.00M | $276.00M | $320.00M |
| QoQ Change | — | +15.9% | +25.0% | +31.4% | +15.9% |
| YoY Change | — | +15.9% | +25.0% | +31.4% | +15.9% |
Range$145.00M – $320.00M
CAGR+120.7%
Avg YoY Growth+22.1%
Median YoY Growth+20.5%
Current Streak4+ quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's personal insurance — deferred policy acquisition costs?
- Cincinnati Financial (CINF) reported personal insurance — deferred policy acquisition costs of $320.00M in Q4 2025.
- How has Cincinnati Financial's personal insurance — deferred policy acquisition costs changed year-over-year?
- Cincinnati Financial's personal insurance — deferred policy acquisition costs increased by 15.9% year-over-year, from $276.00M to $320.00M.
- What does personal insurance — deferred policy acquisition costs mean?
- Costs related to acquiring policies that are spread out over the life of the policy.