Products & Services · Interest credited
Universal life — Interest credited
Cincinnati Financial Universal life — Interest credited remained flat by 0.0% to $5.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $5.00M to $5.00M. Over 4 years (FY 2021 to FY 2025), Universal life — Interest credited shows relatively stable performance with a 1.3% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityModerate
First reportedQ1 2021
Last reportedQ1 2026
How to read this metric
Higher interest credited attracts customers but increases company expenses, requiring a careful balance with investment yields.
Detailed definition
This represents the interest added to universal life policyholder account balances based on the company's crediting rate...
Peer comparison
Comparable to 'Interest Credited to Policyholders' reported by life and annuity carriers.
Metric ID:
cinf_segment_universal_life_interest_creditedHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $4.75M | $4.75M | $4.75M | $5.00M | $4.00M | $5.00M | $5.00M | $5.00M | $5.00M | $4.00M | $5.00M | $5.00M | $5.00M | $4.00M | $5.00M | $5.00M | $5.00M | $5.00M | $5.00M | $5.00M |
| QoQ Change | — | +0.0% | +0.0% | +5.3% | -20.0% | +25.0% | +0.0% | +0.0% | +0.0% | -20.0% | +25.0% | +0.0% | +0.0% | -20.0% | +25.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | -15.8% | +5.3% | +5.3% | +0.0% | +25.0% | -20.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +25.0% | +0.0% | +0.0% |
Range$4.00M – $5.00M
CAGR+1.1%
Avg YoY Growth+1.5%
Median YoY Growth+0.0%
Current Streak6 quarters growth
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Frequently Asked Questions
- What is Cincinnati Financial's universal life — interest credited?
- Cincinnati Financial (CINF) reported universal life — interest credited of $5.00M in Q1 2026.
- How has Cincinnati Financial's universal life — interest credited changed year-over-year?
- Cincinnati Financial's universal life — interest credited decreased by 0.0% year-over-year, from $5.00M to $5.00M.
- What is the long-term trend for Cincinnati Financial's universal life — interest credited?
- Over 4 years (2021 to 2025), Cincinnati Financial's universal life — interest credited has grown at a 1.3% compound annual growth rate (CAGR), from $19.00M to $20.00M.
- What does universal life — interest credited mean?
- The interest added to the savings portion of universal life insurance policies.