Cincinnati Financial Deferred Fixed Annuity — Interest credited remained flat by 0.0% to $5.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $5.00M to $5.00M. Over 4 years (FY 2021 to FY 2025), Deferred Fixed Annuity — Interest credited shows relatively stable performance with a -1.2% CAGR.
Higher credited interest increases the attractiveness of the product but compresses the net interest margin if investment yields do not rise proportionally.
The total interest expense accrued and credited to policyholder account balances within the deferred fixed annuity segme...
Standard metric for all annuity providers; peers report this as 'Interest Credited to Policyholders'.
cinf_segment_deferred_fixed_annuity_interest_credited| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.50M | $5.50M | $5.50M | $5.00M | $6.00M | $5.00M | $6.00M | $6.00M | $5.00M | $6.00M | $5.00M | $6.00M | $5.00M | $6.00M | $5.00M | $5.00M | $6.00M | $5.00M | $5.00M | $5.00M |
| QoQ Change | — | +0.0% | +0.0% | -9.1% | +20.0% | -16.7% | +20.0% | +0.0% | -16.7% | +20.0% | -16.7% | +20.0% | -16.7% | +20.0% | -16.7% | +0.0% | +20.0% | -16.7% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +9.1% | -9.1% | +9.1% | +20.0% | -16.7% | +20.0% | -16.7% | +0.0% | +0.0% | +0.0% | +0.0% | -16.7% | +20.0% | -16.7% | +0.0% | +0.0% |