Skip to content
OpenCapital
Get started

Cincinnati Financial CINF Whole Life Insurance — Discounted expected future gross premiums

Other product segments

Term Life Insurance
$2.74B+3.0%

Similar metrics at other companies

Horace Mann Educators logo
HMNWhole Life — Expected future gross premiums, discounted
$346.4M-1.2%
Apollo Global Management logo
APOWhole Life — Expected future gross premiums, discounted
$1.48B+60.1%
Ameriprise Financial logo
AMPTerm and Whole Life Insurance — Discounted expected future gross premiums
$1.91B+14.4%
Corebridge Financial logo
CRBGLife Insurance — Discounted expected future gross premiums (at current discount rate)
$12.68B-10.4%
Horace Mann Educators logo
HMNWhole Life — Expected future gross premiums, undiscounted
$547.9M+4.2%
Brighthouse Financial logo
BHFTerm and Whole Life Insurance — Liability for Future Policy Benefit, Expected Future Gross Premium, Discounted, before Reinsurance
$3.72B-12.6%

Other financials

Income statement

See full
Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

See full
Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

See full
Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

See full
Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

See full
Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumDiscountedBeforeReinsurance.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Cincinnati Financial's whole life insurance — discounted expected future gross premiums.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Cincinnati Financial's whole life insurance — discounted expected future gross premiums?
Cincinnati Financial (CINF) reported whole life insurance — discounted expected future gross premiums of $422M in Q1 2026.
How has Cincinnati Financial's whole life insurance — discounted expected future gross premiums changed year-over-year?
Cincinnati Financial's whole life insurance — discounted expected future gross premiums increased by 1.7% year-over-year, from $415M to $422M.
What is the long-term trend for Cincinnati Financial's whole life insurance — discounted expected future gross premiums?
Over 3 years (2022 to 2025), Cincinnati Financial's whole life insurance — discounted expected future gross premiums has grown at a 4.0% compound annual growth rate (CAGR), from $1.5B to $1.69B.
What does whole life insurance — discounted expected future gross premiums mean?
This is the present value of future gross premiums expected to be collected, calculated by applying a discount rate to account for the time value of money. It provides a more accurate reflection of the current economic value of future revenue streams. This metric is essential for assessing the profitability and valuation of the insurance segment.