Skip to content
OpenCapital
Get started

Cincinnati Financial CINF Term Life Insurance — Discounted expected future gross premiums

Other product segments

Whole Life Insurance
$422M+1.7%

Similar metrics at other companies

Horace Mann Educators logo
HMNTerm Life — Expected future gross premiums, discounted
$451.8M-2.8%
Kemper logo
KMPRTerm Life Insurance — Expected Future Gross Premiums, discounted
$2.62B-2.1%
Corebridge Financial logo
CRBGLife Insurance — Discounted expected future gross premiums (at current discount rate)
$12.68B-10.4%
Prudential Financial logo
PRUTerm Life — Discounted expected future gross premiums (at original discount rate)
$15.53B-0.5%
Ameriprise Financial logo
AMPTerm and Whole Life Insurance — Discounted expected future gross premiums
$1.91B+14.4%
Kemper logo
KMPRTerm Life Insurance — Expected Future Gross Premiums, undiscounted
$3.89B-2.7%

Other financials

Income statement

See full
Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

See full
Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

See full
Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

See full
Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

See full
Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumDiscountedBeforeReinsurance.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Cincinnati Financial's term life insurance — discounted expected future gross premiums.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Cincinnati Financial's term life insurance — discounted expected future gross premiums?
Cincinnati Financial (CINF) reported term life insurance — discounted expected future gross premiums of $2.74B in Q1 2026.
How has Cincinnati Financial's term life insurance — discounted expected future gross premiums changed year-over-year?
Cincinnati Financial's term life insurance — discounted expected future gross premiums increased by 3.0% year-over-year, from $2.66B to $2.74B.
What is the long-term trend for Cincinnati Financial's term life insurance — discounted expected future gross premiums?
Over 3 years (2022 to 2025), Cincinnati Financial's term life insurance — discounted expected future gross premiums has grown at a 1.0% compound annual growth rate (CAGR), from $10.55B to $10.89B.
What does term life insurance — discounted expected future gross premiums mean?
This represents the present value of future gross premiums expected to be collected, adjusted for the time value of money using an appropriate discount rate. By discounting these future cash flows, the company determines the current economic value of its future revenue stream. This is a key metric for assessing the profitability and valuation of the insurance portfolio.