Term Life Insurance — Discounted expected future gross premiums
Cincinnati Financial Term Life Insurance — Discounted expected future gross premiums decreased by 1.1% to $2.74B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.0%, from $2.66B to $2.74B. Over 3 years (FY 2022 to FY 2025), Term Life Insurance — Discounted expected future gross premiums shows relatively stable performance with a 1.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher values indicate a more valuable and profitable book of business in present-day terms.
Detailed definition
This represents the present value of future gross premiums expected to be collected, adjusted for the time value of mone...
Peer comparison
Used by analysts to compare the economic value of insurance portfolios across different carriers.
cinf_segment_term_life_insurance_discounted_expected_future_gross_premiumsHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.75B | $2.69B | $2.53B | $2.58B | $2.67B | $2.58B | $2.46B | $2.65B | $2.60B | $2.60B | $2.74B | $2.63B | $2.66B | $2.70B | $2.76B | $2.77B | $2.74B |
| QoQ Change | — | -2.3% | -6.0% | +2.1% | +3.6% | -3.4% | -4.6% | +7.6% | -1.9% | -0.2% | +5.4% | -4.1% | +1.3% | +1.5% | +2.5% | +0.1% | -1.1% |
| YoY Change | — | — | — | — | -2.9% | -4.0% | -2.5% | +2.7% | -2.7% | +0.5% | +11.0% | -1.0% | +2.2% | +3.9% | +1.0% | +5.4% | +3.0% |
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Frequently Asked Questions
- What is Cincinnati Financial's term life insurance — discounted expected future gross premiums?
- Cincinnati Financial (CINF) reported term life insurance — discounted expected future gross premiums of $2.74B in Q1 2026.
- How has Cincinnati Financial's term life insurance — discounted expected future gross premiums changed year-over-year?
- Cincinnati Financial's term life insurance — discounted expected future gross premiums increased by 3.0% year-over-year, from $2.66B to $2.74B.
- What is the long-term trend for Cincinnati Financial's term life insurance — discounted expected future gross premiums?
- Over 3 years (2022 to 2025), Cincinnati Financial's term life insurance — discounted expected future gross premiums has grown at a 1.0% compound annual growth rate (CAGR), from $10.55B to $10.89B.
- What does term life insurance — discounted expected future gross premiums mean?
- The current value of all future premiums the company expects to receive, adjusted for interest.