Products & Services · 2

Workers' Compensation Line — 2

Cincinnati Financial Workers' Compensation Line — 2 decreased by 0.8% to 24.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.8%, from 24.8% to 24.6%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2019
Last reportedQ4 2025

How to read this metric

Negative values indicate favorable reserve development, which increases underwriting profit, while positive values indicate adverse development.

Detailed definition

This metric represents the financial impact of prior accident year claims development within the workers' compensation i...

Peer comparison

Commonly reported by P&C insurers as 'prior year reserve development' or 'prior accident year development'.

Metric ID: cinf_segment_workers_compensation_line_2

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value25.3%25.4%25.2%24.8%24.6%
QoQ Change+0.4%-0.8%-1.6%-0.8%
YoY Change+0.4%-0.8%-1.6%-0.8%
Range24.6%25.4%
CAGR-2.8%
Avg YoY Growth-0.7%
Median YoY Growth-0.8%
Current Streak3 quarters decline

Frequently Asked Questions

What is Cincinnati Financial's workers' compensation line — 2?
Cincinnati Financial (CINF) reported workers' compensation line — 2 of 24.6% in Q4 2025.
How has Cincinnati Financial's workers' compensation line — 2 changed year-over-year?
Cincinnati Financial's workers' compensation line — 2 decreased by 0.8% year-over-year, from 24.8% to 24.6%.
What does workers' compensation line — 2 mean?
The net adjustment to reserves for claims originating from previous years in the workers' compensation line.