What is Cincinnati Financial's workers' compensation line — 4?

Cincinnati Financial (CINF) reported workers' compensation line — 4 of 6.5% in Q4 2025.

How has Cincinnati Financial's workers' compensation line — 4 changed year-over-year?

Cincinnati Financial's workers' compensation line — 4 decreased by 3.0% year-over-year, from 6.7% to 6.5%.

What does workers' compensation line — 4 mean?

This metric captures the total earned premiums generated specifically from the workers' compensation insurance line. It represents the portion of written premiums that corresponds to the coverage period already elapsed. This is a primary indicator of the scale and market penetration of the segment.

Cincinnati Financial CINF Workers' Compensation Line — 4

Other product segments

Commercial Casualty Line

16.9%+0.6%

Commercial Auto Line

11.2%-5.1%

Personal Auto

5.8%0.0%

Homeowner

1.7%-10.5%

Commercial Property Segment

1.1%-31.3%

Similar metrics at other companies

CNAWorkers' Compensation — Workers' Compensation

-$33.75M+33.2%

KGWorkers' Compensation — Year 4

8.9%—

MKLWorkers' compensation — Earned premiums

$116.19M+3.7%

PRA

PRAWorkers' Compensation Insurance Segment — Net premiums earned

$40.67M-2.1%

HIGWorkers' Compensation — Earned premiums and fee income

$921M+0.3%

WRBWorkers' compensation — Earned premiums

$313.74M+0.9%

Other financials

Income statement

See full

Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

See full

Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

See full

Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

See full

Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

See full

Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

See full

Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's workers' compensation line — 4?: Cincinnati Financial (CINF) reported workers' compensation line — 4 of 6.5% in Q4 2025.
How has Cincinnati Financial's workers' compensation line — 4 changed year-over-year?: Cincinnati Financial's workers' compensation line — 4 decreased by 3.0% year-over-year, from 6.7% to 6.5%.
What does workers' compensation line — 4 mean?: This metric captures the total earned premiums generated specifically from the workers' compensation insurance line. It represents the portion of written premiums that corresponds to the coverage period already elapsed. This is a primary indicator of the scale and market penetration of the segment.