Operating
Future policy benefits
Cincinnati Financial Future policy benefits decreased by 14.3% to $18.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 260.0%, from $5.00M to $18.00M. Over 4 years (FY 2021 to FY 2025), Future policy benefits shows a downward trend with a -7.8% CAGR.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ1 2013
Last reportedQ1 2026Apr 27, 2026
How to read this metric
Growth in these reserves generally tracks the growth of the long-term insurance product portfolio and the accumulation of policyholder funds.
Detailed definition
This reflects the change in reserves set aside to meet future obligations for life and annuity contracts. It represents...
Peer comparison
Standard for insurers with life/annuity segments; peers will show similar trends based on product sales and interest rate environments.
Metric ID:
operating_increase_decrease_in_future_policy_benefit_reservesHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $40.00M | $21.00M | $0.00 | $7.00M | $31.00M | $15.00M | $25.00M | $25.00M | $31.00M | $17.00M | $26.00M | $26.00M | $8.00M | $20.00M | $15.00M | $5.00M | $3.00M | $26.00M | $21.00M | $18.00M |
| QoQ Change | — | -47.5% | -100.0% | — | +342.9% | -51.6% | +66.7% | +0.0% | +24.0% | -45.2% | +52.9% | +0.0% | -69.2% | +150.0% | -25.0% | -66.7% | -40.0% | +766.7% | -19.2% | -14.3% |
| YoY Change | — | — | — | — | -22.5% | -28.6% | — | +257.1% | +0.0% | +13.3% | +4.0% | +4.0% | -74.2% | +17.6% | -42.3% | -80.8% | -62.5% | +30.0% | +40.0% | +260.0% |
Range$0.00 – $40.00M
CAGR-15.5%
Avg YoY Growth+21.0%
Median YoY Growth+4.0%
Current Streak2 quarters decline
Future policy benefits at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's future policy benefits?
- Cincinnati Financial (CINF) reported future policy benefits of $18.00M in Q1 2026.
- How has Cincinnati Financial's future policy benefits changed year-over-year?
- Cincinnati Financial's future policy benefits increased by 260.0% year-over-year, from $5.00M to $18.00M.
- What is the long-term trend for Cincinnati Financial's future policy benefits?
- Over 4 years (2021 to 2025), Cincinnati Financial's future policy benefits has grown at a -7.8% compound annual growth rate (CAGR), from $76.00M to $55.00M.
- What does future policy benefits mean?
- The change in funds set aside for future life and annuity policy payouts.