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Cincinnati Financial CINF Benefits, Losses and Expenses

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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$26.67B+18.4%
Enterprise value$26.25B+17.6%
P/E9.7×-2.7×
P/S2.1×+0.1×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's benefits, losses and expenses?
Cincinnati Financial (CINF) reported benefits, losses and expenses of $2.54B in Q1 2026.
How has Cincinnati Financial's benefits, losses and expenses changed year-over-year?
Cincinnati Financial's benefits, losses and expenses decreased by 5.8% year-over-year, from $2.69B to $2.54B.
What is the long-term trend for Cincinnati Financial's benefits, losses and expenses?
Over 4 years (2021 to 2025), Cincinnati Financial's benefits, losses and expenses has grown at a 13.0% compound annual growth rate (CAGR), from $5.93B to $9.65B.
What does benefits, losses and expenses mean?
This metric aggregates the total costs associated with insurance claims, contract holder benefits, and the operational expenses required to acquire and maintain insurance policies. It reflects the core cost structure of the underwriting business, excluding interest and non-operating charges. Monitoring this helps assess the efficiency of the company's underwriting process and claims management.