Cincinnati Financial CINF Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 21.3%+8.1pp | 18.9%-1.3pp | 17.6%-7.7pp | 15.6%-4.6pp | 13.2%-9.0pp | |
| Free cash flow margin | 26.6%+3.0pp | 24.5%+1.3pp | 23.1%+2.1pp | 22.2%+0.6pp | 23.6%+3.7pp | |
| Returns | ||||||
| Return on equity | 18.7%+7.8pp | 16%-1.6pp | 14.5%-10.6pp | 13.4%-4.6pp | 11%-9.3pp | |
| Return on assets | 7%+2.9pp | 6.2%-0.4pp | 5.5%-3.6pp | 4.9%-1.6pp | 4.1%-3.3pp | |
| Efficiency | ||||||
| Asset turnover | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Valuation | ||||||
| Market capitalization | $24.5B+5.9% | $25.48B+13.4% | $24.72B+16.2% | $22.93B+24.0% | $23.13B+18.9% | |
| Enterprise value | $24.08B+5.1% | $24.84B+11.5% | $24.05B+18.5% | $22.72B+22.8% | $22.91B+16.7% | |
| Price / earnings | 8.9×-7.1× | 10.6×+0.8× | 11.7×+4.7× | 12.6×+4.0× | 16×+7.8× | |
| Price / sales | 1.9×-0.2× | 2×0.0× | 2×+0.3× | 2×+0.2× | 2.1×+0.3× | |
| Price / book | 1.6×-0.1× | 1.6×0.0× | 1.6×+0.1× | 1.6×+0.2× | 1.7×+0.1× | |
| EV / sales | 1.9×-0.2× | 2×0.0× | 2×+0.3× | 1.9×+0.2× | 2.1×+0.3× | |
| Free cash flow yield | 14%+2.8pp | 12.1%+0.4pp | 11.3%-0.7pp | 11.3%-1.2pp | 11.2%+0.2pp | |
| Earnings yield | 11.3%+5.0pp | 9.4%-0.8pp | 8.6%-5.9pp | 7.9%-3.7pp | 6.3%-5.9pp | |
| Dividend yield | 2.2%0.0pp | 2.1%-0.1pp | 2.1%-0.2pp | 2.2%-0.3pp | 2.2%-0.2pp | |
| PEG ratio | 0.1×— | 2.4×+2.0× | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Cincinnati Financial's ratios come from?
- Every ratio is computed from Cincinnati Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
