Cincinnati Financial CINF Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 73.4%-5.4pp | 65.3%-22.5pp | 66.6%-19.5pp | 74.3%— | 78.9%— | |
| Free cash flow margin | 96.4%+6.9pp | 93.4%+7.6pp | 92%+9.2pp | 90%+6.7pp | 89.4%+5.3pp | |
| Returns | ||||||
| Return on equity | 62.7%-9.0pp | 55%-26.1pp | 56.6%-23.2pp | 67.2%— | 71.8%— | |
| Return on assets | 23.6%-2.6pp | 20.7%-8.9pp | 21.1%-7.7pp | 24.7%— | 26.2%— | |
| Efficiency | ||||||
| Asset turnover | 1.3×0.0× | 1.3×-0.1× | 1.3×-0.1× | 1.3×0.0× | 1.3×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Valuation | ||||||
| Market capitalization | $97.63B+14.4% | $96.26B+17.9% | $93.24B+23.6% | $89.79B+27.9% | $85.35B+27.3% | |
| Enterprise value | $95.69B+13.9% | $94.52B+17.1% | $91.95B+23.3% | $88.21B+25.7% | $83.99B+25.3% | |
| Price / earnings | 43.8×+2.5× | 50.9×+17.4× | 50×+17.5× | 45.3×— | 41.3×— | |
| Price / sales | 7.9×+0.3× | 8.1×+0.9× | 8.1×+1.2× | 7.8×+1.0× | 7.6×+0.9× | |
| Price / book | 6.4×+0.1× | 6.5×+0.4× | 6.5×+0.6× | 6.4×+0.6× | 6.3×+0.5× | |
| EV / sales | 7.8×+0.3× | 8×+0.8× | 8×+1.1× | 7.7×+0.9× | 7.5×+0.8× | |
| Free cash flow yield | 48.7%+1.4pp | 45.9%-1.2pp | 45.5%-2.5pp | 46.2%-2.8pp | 47.4%-3.0pp | |
| Earnings yield | 37.2%-5.4pp | 32.2%-16.3pp | 33%-16.6pp | 38.8%— | 42.5%— | |
| Dividend yield | 8.5%-0.6pp | 8.5%-0.9pp | 8.6%-1.4pp | 8.8%-1.7pp | 9.2%-1.7pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Cincinnati Financial's ratios come from?
- Every ratio is computed from Cincinnati Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
