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Civista Bancshares CIVB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Huntington Bancshares logo
Huntington BancsharesHBAN
$1.73B+32.2%
KeyCorp logo
KeyCorpKEY
$1.12B+14.1%
Equity Bancshares logo
Equity BancsharesEQBK
$67.71M+42.3%
SMB
SmartFinancialSMBK
$41.74M+12.0%
Capital Bancorp logo
Capital BancorpCBNK
$46.18M+5.4%
Southern First Bancshares logo
Southern First BancsharesSFST
$28.96M+28.0%

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Civista Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's net interest income (after provisions)?
Civista Bancshares (CIVB) reported net interest income (after provisions) of $38.45M in Q1 2026.
How has Civista Bancshares's net interest income (after provisions) changed year-over-year?
Civista Bancshares's net interest income (after provisions) increased by 23.2% year-over-year, from $31.21M to $38.45M.
What is the long-term trend for Civista Bancshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), Civista Bancshares's net interest income (after provisions) has grown at a 9.3% compound annual growth rate (CAGR), from $94.6M to $135.21M.
What does net interest income (after provisions) mean?
Represents net interest income adjusted for the provision for credit losses, which accounts for expected future defaults in the loan portfolio. This metric provides a more accurate view of the bank's sustainable earnings power by accounting for the inherent risk of its lending activities. It is a critical indicator of the quality and risk-adjusted return of the loan book.