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Civista Bancshares CIVB Stock-Based Comp

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Other financials

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$589.1M+57.7%
P/E10.8×+1.4×
P/S3.2×+0.9×

Profitability

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Net margin29.3%+4.9pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity11.2%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: Civista Bancshares’s 10-K, filed March 6, 2026.

Filed
Mar 6, 2026, 5:01 PM EST
Fiscal year
FY2025
Accession
0001193125-26-096836
Line item202520242023
Proceeds from sale of loans and leases166,406166,592103,036
Net gain on sale of loans and leases(4,489)(4,438)(2,908)
Increase in cash surrender value of bank owned life insurance(1,835)(2,205)(1,112)
Share-based compensation852871984
Deferred taxes1,188(1,853)(675)
Change in:
Accrued interest payable(4,952)(7)8,858
Accrued interest receivable(543)(634)(1,641)

Item 8. Financial Statements and Supplementary Financial Data

FAQ

What is Civista Bancshares's stock-based comp?
Civista Bancshares (CIVB) reported stock-based comp of $213K in Q4 2025.
How has Civista Bancshares's stock-based comp changed year-over-year?
Civista Bancshares's stock-based comp decreased by 2.2% year-over-year, from $217.75K to $213K.
What is the long-term trend for Civista Bancshares's stock-based comp?
Over 4 years (2021 to 2025), Civista Bancshares's stock-based comp has grown at a 5.0% compound annual growth rate (CAGR), from $702K to $852K.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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