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SmartFinancial SMBK Stock-Based Comp

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Other financials

Income statement

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Revenue$56.0M+13.6%
Net income$16.3M+39.4%
EPS (diluted)$0.96+39.1%

Balance sheet

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Cash & equivalents$379.4M+3.9%
Total debt$11.0M-11.6%
Total equity$576.8M+11.1%
Total assets$6.1B+11.4%

Cash flow

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Operating cash flow$23.7M+68.8%
CapEx$1.2M+53.9%
Free cash flow$22.5M+69.6%

Valuation

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Market cap$901.43M+58.4%
Enterprise value$533.05M+146%
P/E15.7×+2.1×
P/S4.2×+1.2×

Profitability

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Net margin26.8%+4.5pp
FCF margin30.5%+2.0pp

Returns & leverage

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Return on equity10.5%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093447
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Depreciation and amortization2,6054,317
Amortization of intangible assets9111,135
Provision for credit losses5,6023,391
Stock compensation expense1,2711,234
Net (gain) loss on sale of securities, net(55)4
Deferred income tax expense(119)66
Increase in cash surrender value of bank owned life insurance(1,828)(1,780)
Net losses from sale and write-downs of other real estate owned and other repossessed assets399249

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is SmartFinancial's stock-based comp?
SmartFinancial (SMBK) reported stock-based comp of $557K in Q2 2026.
How has SmartFinancial's stock-based comp changed year-over-year?
SmartFinancial's stock-based comp increased by 17.8% year-over-year, from $473K to $557K.
What is the long-term trend for SmartFinancial's stock-based comp?
Over 4 years (2021 to 2025), SmartFinancial's stock-based comp has grown at a 29.3% compound annual growth rate (CAGR), from $693K to $1.94M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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