Skip to content

Columbia Financial, Inc. CLBK Q4 2024 Annual earnings

Reported January 28, 2025 · Before market open

Revenue$89.9MBeat by $43.8M
EPS$0.11Beat by $0.03
Revenue estimate$46.1M
EPS estimate$0.08

Next report

Date not yet announced

Financials

Q4 2024

Income statement

See full
Revenue$22.7M-59.9%
Net income-$21.2M-423%
EPS (diluted)-$0.20-433%

Balance sheet

See full
Cash & equivalents$289.2M-31.7%
Total debt$1.1B-28.9%
Total equity$1.1B+3.8%
Total assets$10.5B-1.6%

Cash flow

See full
Operating cash flow$28.9M
CapEx$1.6M-30.2%
Free cash flow$27.3M

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$1.66B-18.1%
Enterprise value$2.46B-21.6%
P/S9.2×+0.5×

Profitability

See full
Net margin-6.5%-21.9pp
FCF margin14.4%

Returns & leverage

See full
Return on equity-1.1%-4.5pp
Debt / equity-0.5×

Segments

By product

See full
Demand deposit account fees$1.8M+36.0%
Other non-interest income$1.5M-1.1%
Title insurance fees$570.0K+1.8%
Insurance agency income$77.0K+63.8%

Versus estimates

Ask the moment Columbia Financial, Inc. reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Columbia Financial, Inc. report Q4 2024 earnings?
Columbia Financial, Inc. (CLBK) reported Q4 2024 earnings on January 28, 2025 before market open.
What were Columbia Financial, Inc.'s Q4 2024 revenue and EPS?
Columbia Financial, Inc. reported revenue of $89.9M and eps of $0.11 for Q4 2024.
Did Columbia Financial, Inc. beat estimates in Q4 2024?
Revenue beat the consensus estimate of $46.1M by $43.8M. EPS beat the consensus estimate of $0.08 by $0.03.
Where can I find Columbia Financial, Inc.'s Q4 2024 SEC filings?
You can read the 10-K periodic report (0001723596-25-000061) directly on SEC EDGAR. The filing index links above go to sec.gov.