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Columbia Financial, Inc. CLBK Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.93B+2.9%
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Valley National BankVLY
$584.5M+1.1%
Provident Financial Services logo
Provident Financial ServicesPFS
$177M-7.7%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$7.3M+28.1%
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$459M+9.0%
WaFd, Inc. logo
WaFd, Inc.WAFD
$201.95M-0.4%

Other financials

Income statement

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Revenue$67.1M+14.2%
Net income$13.1M+47.2%
EPS (diluted)$0.13+44.4%

Balance sheet

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Cash & equivalents$276.9M+8.1%
Total debt$1.3B+12.1%
Total equity$1.2B+6.7%
Total assets$11.0B+3.8%

Cash flow

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Operating cash flow$3.1M+299%
CapEx$1.9M-35.7%
Free cash flow$1.3M+128%

Valuation

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Market cap$2.07B+16.1%
Enterprise value$3.05B+15.1%
P/E36.9×
P/S7.7×-1.7×

Profitability

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Net margin21%+20.2pp
FCF margin24.1%+19.4pp

Returns & leverage

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Return on equity4.9%+4.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Columbia Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Columbia Financial, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Columbia Financial, Inc.'s allowance for credit losses?
Columbia Financial, Inc. (CLBK) reported allowance for credit losses of $68.76M in Q1 2026.
How has Columbia Financial, Inc.'s allowance for credit losses changed year-over-year?
Columbia Financial, Inc.'s allowance for credit losses increased by 10.8% year-over-year, from $62.03M to $68.76M.
What is the long-term trend for Columbia Financial, Inc.'s allowance for credit losses?
Over 5 years (2020 to 2025), Columbia Financial, Inc.'s allowance for credit losses has grown at a -2.1% compound annual growth rate (CAGR), from $74.68M to $67.2M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.