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First Commonwealth Financial FCF Allowance for credit losses

Allowance for credit losses at other companies

F.N.B. Corporation logo
F.N.B. CorporationFNB
$443M+3.3%
Huntington Bancshares logo
Huntington BancsharesHBAN
$3.24B+43.3%
PNC Financial Services logo
PNC Financial ServicesPNC
$4.66B+2.6%
First Bancorp logo
First BancorpFBNC
$124.73M+3.4%
First Financial Bancorp logo
First Financial BancorpFFBC
$183.72M+18.2%
Simmons First National logo
Simmons First NationalSFNC
$229.91M-8.8%

Other financials

Income statement

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Revenue$133.6M+13.2%
Net income$37.5M+14.8%
EPS (diluted)$0.37+15.6%

Balance sheet

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Cash & equivalents$342.9M+143%
Total debt$199.7M-48.6%
Total equity$1.6B+7.3%
Total assets$12.3B+4.0%

Cash flow

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Operating cash flow$86.8M+55.4%
CapEx$4.0M+3.5%
Free cash flow$42.9M+50.5%

Valuation

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Market cap$2.03B+13.6%
Enterprise value$1.89B-9.6%
P/E12.9×-0.1×
P/S3.8×0.0×

Profitability

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Net margin29.2%+0.5pp
FCF margin32.8%+9.0pp

Returns & leverage

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Return on equity10.5%+0.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First Commonwealth Financial in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiability.

The official record: First Commonwealth Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Commonwealth Financial's allowance for credit losses?
First Commonwealth Financial (FCF) reported allowance for credit losses of $7.3M in Q1 2026.
How has First Commonwealth Financial's allowance for credit losses changed year-over-year?
First Commonwealth Financial's allowance for credit losses increased by 28.1% year-over-year, from $5.7M to $7.3M.
What is the long-term trend for First Commonwealth Financial's allowance for credit losses?
Over 5 years (2020 to 2025), First Commonwealth Financial's allowance for credit losses has grown at a 10.8% compound annual growth rate (CAGR), from $4.91M to $8.2M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.