What does operating segments — unearned premiums mean?

Premiums collected for insurance coverage that has not yet been provided.

How do you interpret operating segments — unearned premiums?

An increase indicates growth in the active policy base, while a decrease may suggest a shrinking book of business or shorter policy durations.

How does operating segments — unearned premiums compare across companies?

Standard liability metric for all property and casualty insurance companies.

CNA Financial CNA Operating Segments — Unearned Premiums

Discontinued — last reported Q1 '18

Similar metrics at other companies

CINFLife Insurance Segment — Gross unearned premium

$1M0.0%

WRBOperating Segments — Supplementary Insurance Information Unearned Premiums

$3.36B+2.1%

CINFCommercial Insurance — Unearned premiums

$2.44B+5.6%

PRUGroup Insurance — Unearned Premiums

$94M-61.8%

CINFPersonal Insurance — Unearned premiums

$1.86B+14.1%

AFGProperty and casualty insurance — Unearned premiums

$3.74B+4.2%

Other financials

Income statement

See full

Revenue$3.7B+1.4%

Net income$211.0M-23.0%

EPS (diluted)$0.78-22.0%

Balance sheet

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Cash & equivalents$522.0M+8.1%

Total debt$3.0B-0.1%

Total equity$10.9B+5.6%

Total assets$68.6B+1.8%

Cash flow

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Operating cash flow$393.0M-38.4%

CapEx$13.0M-27.8%

Free cash flow$380.0M-38.7%

Valuation

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Market cap$12.04B-9.7%

Enterprise value$14.49B-8.4%

P/E9.9×-5.0×

P/S0.8×-0.1×

Profitability

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Net margin8.1%+1.9pp

FCF margin14.4%-3.7pp

Returns & leverage

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Return on equity11.5%+2.5pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: CNA Financial’s 10-Q, filed April 30, 2018, on SEC EDGAR. View the filing →

Questions, answered.

What does operating segments — unearned premiums mean?: Premiums collected for insurance coverage that has not yet been provided.
How do you interpret operating segments — unearned premiums?: An increase indicates growth in the active policy base, while a decrease may suggest a shrinking book of business or shorter policy durations.
How does operating segments — unearned premiums compare across companies?: Standard liability metric for all property and casualty insurance companies.