Discontinued — last reported Q1 '26

Business Segments · Noninterest Expense

Commercial Banking — Noninterest Expense

Capital One Financial Commercial Banking — Noninterest Expense decreased by 4.2% to $498.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.5%, from $486.00M to $498.00M. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2016
Last reportedQ1 2026

How to read this metric

A decrease relative to revenue indicates improved operating efficiency, while an increase may signal necessary investments in technology or infrastructure.

Detailed definition

Captures all operating costs associated with the commercial banking segment, including personnel, technology, occupancy,...

Peer comparison

Standard operating expense metric used to calculate efficiency ratios across the banking sector.

Metric ID: cof_segment_commercial_banking_noninterest_expense

Historical Data

15 periods
 Q2 '21Q3 '21Q1 '22Q2 '22Q3 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$417.00M$459.00M$488.00M$485.00M$542.00M$530.00M$482.00M$512.00M$515.00M$483.00M$495.00M$486.00M$489.00M$520.00M$498.00M
QoQ Change+10.1%+6.3%-0.6%+11.8%-2.2%-9.1%+6.2%+0.6%-6.2%+2.5%-1.8%+0.6%+6.3%-4.2%
YoY Change+16.3%+18.1%+8.6%-0.6%-5.5%-2.8%+0.2%-3.3%-5.6%+1.2%+5.1%+2.5%
Range$417.00M$542.00M
CAGR+5.2%
Avg YoY Growth+2.8%
Median YoY Growth+0.7%

Frequently Asked Questions

What is Capital One Financial's commercial banking — noninterest expense?
Capital One Financial (COF) reported commercial banking — noninterest expense of $498.00M in Q1 2026.
How has Capital One Financial's commercial banking — noninterest expense changed year-over-year?
Capital One Financial's commercial banking — noninterest expense increased by 2.5% year-over-year, from $486.00M to $498.00M.
What does commercial banking — noninterest expense mean?
The total operating costs required to run the commercial banking business.