Discontinued — last reported Q1 '26
Business Segments · Noninterest Expense
Credit Card — Noninterest Expense
Capital One Financial Credit Card — Noninterest Expense increased by 1.7% to $5.50B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 51.2%, from $3.64B to $5.50B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2016
Last reportedQ1 2026
How to read this metric
A decrease relative to revenue indicates improved operating efficiency, while a rapid increase may signal heavy investment in growth or rising operational overhead.
Detailed definition
This represents the operating costs associated with running the credit card segment, including marketing, technology, pe...
Peer comparison
Standard operating expense metric across the banking and financial services industry.
Metric ID:
cof_segment_credit_card_noninterest_expenseHistorical Data
15 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.26B | $2.42B | $2.78B | $2.77B | $3.00B | $3.04B | $3.02B | $3.02B | $3.23B | $3.13B | $3.37B | $3.64B | $4.45B | $5.41B | $5.50B |
| QoQ Change | — | +7.1% | +14.8% | -0.4% | +8.4% | +1.1% | -0.6% | -0.2% | +7.1% | -2.9% | +7.4% | +8.0% | +22.2% | +21.6% | +1.7% |
| YoY Change | — | — | — | +22.4% | +23.9% | +9.2% | +9.0% | +0.4% | +6.3% | +3.8% | +11.7% | +12.7% | +41.9% | +60.6% | +51.2% |
Range$2.26B – $5.50B
CAGR+28.9%
Avg YoY Growth+21.1%
Median YoY Growth+12.2%
Current Streak5 quarters growth
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Frequently Asked Questions
- What is Capital One Financial's credit card — noninterest expense?
- Capital One Financial (COF) reported credit card — noninterest expense of $5.50B in Q1 2026.
- How has Capital One Financial's credit card — noninterest expense changed year-over-year?
- Capital One Financial's credit card — noninterest expense increased by 51.2% year-over-year, from $3.64B to $5.50B.
- What does credit card — noninterest expense mean?
- The total operating costs required to run the credit card business, excluding interest expenses.