Discontinued — last reported Q3 '23
Interest-bearing deposits in banks and other financial institutions
Capital One Financial Interest-bearing deposits in banks and other financial institutions increased by 7.4% to $54.40B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 35.3%, from $40.20B to $54.40B. Over 5 years (FY 2020 to FY 2025), Interest-bearing deposits in banks and other financial institutions shows an upward trend with a 8.7% CAGR.
Analysis
How to read this metric
An increase indicates higher cash reserves being deployed for low-risk interest income, while a decrease suggests cash is being moved to higher-yielding assets or used for operations.
Detailed definition
These are cash balances held by the company in other financial institutions that generate interest income. This asset cl...
Peer comparison
Common among banks and credit card issuers managing large cash pools.
fin_interest_bearing_deposits_in_banksHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $29.53B | $21.18B | $17.58B | $21.70B | $16.73B | $21.18B | $25.66B | $43.17B | $38.24B | $40.25B | $38.39B | $46.36B | $40.12B | $45.32B | $40.20B | $44.47B | $54.26B | $50.67B | $54.40B |
| QoQ Change | — | -28.3% | -17.0% | +23.4% | -22.9% | +26.6% | +21.2% | +68.2% | -11.4% | +5.3% | -4.6% | +20.7% | -13.5% | +13.0% | -11.3% | +10.6% | +22.0% | -6.6% | +7.4% |
| YoY Change | — | — | — | — | -43.4% | -0.0% | +46.0% | +98.9% | +128.6% | +90.1% | +49.6% | +7.4% | +4.9% | +12.6% | +4.7% | -4.1% | +35.2% | +11.8% | +35.3% |
Interest-bearing deposits in banks and other financial institutions at Other Companies
Frequently Asked Questions
- What is Capital One Financial's interest-bearing deposits in banks and other financial institutions?
- Capital One Financial (COF) reported interest-bearing deposits in banks and other financial institutions of $54.40B in Q4 2025.
- How has Capital One Financial's interest-bearing deposits in banks and other financial institutions changed year-over-year?
- Capital One Financial's interest-bearing deposits in banks and other financial institutions increased by 35.3% year-over-year, from $40.20B to $54.40B.
- What is the long-term trend for Capital One Financial's interest-bearing deposits in banks and other financial institutions?
- Over 5 years (2020 to 2025), Capital One Financial's interest-bearing deposits in banks and other financial institutions has grown at a 8.7% compound annual growth rate (CAGR), from $35.80B to $54.40B.
- What does interest-bearing deposits in banks and other financial institutions mean?
- Cash held in interest-earning accounts at other banks.