Operating Expenses
Technology & Communications
Capital One Financial Technology & Communications increased by 1.3% to $482.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 21.1%, from $398.00M to $482.00M. Over 4 years (FY 2021 to FY 2025), Technology & Communications shows an upward trend with a 8.8% CAGR.
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
An increase often signals strategic investment in digital transformation and innovation, which is necessary for long-term competitiveness.
Detailed definition
Costs associated with the bank's digital infrastructure, software development, cybersecurity, and data processing capabi...
Peer comparison
Comparable to 'Technology and Data' expenses reported by other large global banks investing in fintech.
Metric ID:
is_jpm_technology_and_communications_expenseHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $315.00M | $319.00M | $326.00M | $339.00M | $339.00M | $349.00M | $352.00M | $350.00M | $344.00M | $344.00M | $345.00M | $351.00M | $355.00M | $358.00M | $398.00M | $399.00M | $413.00M | $476.00M | $482.00M |
| QoQ Change | — | +1.3% | +2.2% | +4.0% | +0.0% | +2.9% | +0.9% | -0.6% | -1.7% | +0.0% | +0.3% | +1.7% | +1.1% | +0.8% | +11.2% | +0.3% | +3.5% | +15.3% | +1.3% |
| YoY Change | — | — | — | — | +7.6% | +9.4% | +8.0% | +3.2% | +1.5% | -1.4% | -2.0% | +0.3% | +3.2% | +4.1% | +15.4% | +13.7% | +16.3% | +33.0% | +21.1% |
Range$315.00M – $482.00M
CAGR+9.9%
Avg YoY Growth+8.9%
Median YoY Growth+7.6%
Current Streak10 quarters growth
Technology & Communications at Other Companies
Frequently Asked Questions
- What is Capital One Financial's technology & communications?
- Capital One Financial (COF) reported technology & communications of $482.00M in Q4 2025.
- How has Capital One Financial's technology & communications changed year-over-year?
- Capital One Financial's technology & communications increased by 21.1% year-over-year, from $398.00M to $482.00M.
- What is the long-term trend for Capital One Financial's technology & communications?
- Over 4 years (2021 to 2025), Capital One Financial's technology & communications has grown at a 8.8% compound annual growth rate (CAGR), from $1.26B to $1.77B.
- What does technology & communications mean?
- The money spent on the bank's technology systems, software, and communication networks.