Capital One Financial COF Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 5.5%+0.9pp | 4.6%+1.6pp | 2.9%— | 0%-12.3pp | 12.3%+0.1pp | |
| Free cash flow margin | 46.5%-2.4pp | 48.9%+5.5pp | 43.4%+0.7pp | 42.7%-3.9pp | 46.6%+3.3pp | |
| Returns | ||||||
| Return on equity | 3.7%+0.9pp | 2.8%+1.2pp | 1.6%— | 0%-8.0pp | 8%0.0pp | |
| Return on assets | 0.5%+0.1pp | 0.4%+0.2pp | 0.2%— | 0%-1.0pp | 1%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×-0.2× | 0.7×-0.1× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $180.08— | —— | $177.97-18.9% | $219.45+32.6% | $165.47— | |
| Valuation | ||||||
| Market capitalization | $113.46B-26.4% | $154.08B+13.3% | $135.95B+3.0% | $132B+92.2% | $68.66B+0.9% | |
| Enterprise value | $87.72B-39.7% | $145.35B+12.2% | $129.52B+4.6% | $123.83B+99.6% | $62.05B-13.5% | |
| Price / earnings | 35.2×-27.6× | 62.8×-33.3× | 96.1×— | —— | 14.1×-0.2× | |
| Price / sales | 1.9×-0.9× | 2.9×+0.1× | 2.8×-0.3× | 3.1×+1.4× | 1.7×0.0× | |
| Price / book | 1×-0.3× | 1.4×+0.2× | 1.2×0.0× | 1.2×+0.1× | 1.1×0.0× | |
| EV / sales | 1.5×-1.2× | 2.7×0.0× | 2.7×-0.2× | 2.9×+1.3× | 1.6×-0.3× | |
| Free cash flow yield | 24.1%+7.1pp | 17%+1.6pp | 15.3%+1.5pp | 13.8%-13.2pp | 27%+2.0pp | |
| Earnings yield | 2.8%+1.2pp | 1.6%+0.6pp | 1%— | 0%-7.1pp | 7.1%+0.1pp | |
| Dividend yield | 1.6%+0.6pp | 1%+0.1pp | 0.9%+0.1pp | 0.8%-0.5pp | 1.4%0.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Capital One Financial's ratios come from?
- Every ratio is computed from Capital One Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
