Capital One Financial COF Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 5.5%-6.8pp | 4.6%-7.6pp | 2.9%-8.4pp | 0%-11.6pp | 12.3%-1.7pp | |
| Free cash flow margin | 46.5%-0.1pp | 48.9%+5.6pp | 43.4%-13.1pp | 42.7%-16.7pp | 46.6%-6.0pp | |
| Returns | ||||||
| Return on equity | 3.7%-4.4pp | 2.8%-5.2pp | 1.6%-5.9pp | 0%-7.8pp | 8%-1.2pp | |
| Return on assets | 0.5%-0.5pp | 0.4%-0.6pp | 0.2%-0.7pp | 0%-0.9pp | 1%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.5×-0.2× | 0.5×-0.3× | 0.5×-0.3× | 0.5×-0.4× | 0.7×-0.2× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $180.08+8.8% | —— | $177.97+8.5% | $219.45+45.3% | $165.47+9.8% | |
| Valuation | ||||||
| Market capitalization | $113.46B+65.2% | $154.08B+126% | $135.95B+138% | $132B+150% | $68.66B+21.2% | |
| Enterprise value | $87.72B+41.4% | $145.35B+103% | $129.52B+126% | $123.83B+131% | $62.05B+10.7% | |
| Price / earnings | 35.2×+21.1× | 62.8×+48.5× | 96.1×+83.0× | —— | 14.1×+3.2× | |
| Price / sales | 1.9×+0.2× | 2.9×+1.1× | 2.8×+1.3× | 3.1×+1.7× | 1.7×+0.2× | |
| Price / book | 1×-0.1× | 1.4×+0.2× | 1.2×+0.3× | 1.2×+0.3× | 1.1×+0.1× | |
| EV / sales | 1.5×-0.1× | 2.7×+0.9× | 2.7×+1.2× | 2.9×+1.5× | 1.6×+0.1× | |
| Free cash flow yield | 24.1%-2.9pp | 17%-8.0pp | 15.3%-22.6pp | 13.8%-28.6pp | 27%-7.7pp | |
| Earnings yield | 2.8%-4.3pp | 1.6%-5.4pp | 1%-6.6pp | 0%-8.3pp | 7.1%-2.1pp | |
| Dividend yield | 1.6%+0.2pp | 1%-0.4pp | 0.9%-0.7pp | 0.8%-0.9pp | 1.4%-0.3pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Capital One Financial's ratios come from?
- Every ratio is computed from Capital One Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
