Capital One Financial COF Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Commercial Banking | $909M+2.8% | $930M-2.4% | $904M+1.8% | $937M+6.5% | $884M+0.5% | |
| Consumer Banking | $2.91B+37.0% | $2.92B+36.3% | $2.83B+28.1% | $2.56B+16.3% | $2.13B-2.0% | |
| Credit Card | $11.39B+59.0% | $11.69B+58.8% | $11.61B+60.1% | $9.1B+33.8% | $7.17B+6.2% | |
| Revenue (reduction) from other sources by Business | ||||||
| Commercial Banking | $230M+13.3% | $239M+21.9% | $183M+7.0% | $223M+32.0% | $203M+14.0% | |
| Consumer Banking | $1M+200% | $8M+167% | $11M+10.0% | $15M+200% | -$1M-108% | |
| Credit Card | $526M+67.0% | $503M+54.8% | $527M+48.0% | $450M+46.6% | $315M-6.0% | |
| Income (loss) from continuing operations, net of tax by Business | ||||||
| Commercial Banking | $206M+5.6% | $282M-27.3% | $286M+8.7% | $280M+0.7% | $195M-30.4% | |
| Consumer Banking | $298M+60.2% | $169M-17.6% | $420M+4.2% | $450M-4.5% | $186M-51.2% | |
| Credit Card | $1.87B+53.3% | $1.42B+64.3% | $2.92B+113% | -$4.92B-5,503% | $1.22B+26.8% | |
| Noninterest Income by Business | ||||||
| Commercial Banking | $328M+5.1% | $356M-2.7% | $318M+8.9% | $335M+23.6% | $312M+11.0% | |
| Consumer Banking | $683M+273% | $623M+242% | $475M+161% | $394M+129% | $183M+15.1% | |
| Credit Card | $2.15B+42.5% | $2.21B+39.7% | $2.21B+46.5% | $1.8B+19.7% | $1.51B+2.4% | |
| Income (loss) from continuing operations before income taxes by Business | ||||||
| Commercial Banking | $273M+6.6% | $371M-26.8% | $375M+8.7% | $367M+1.1% | $256M-30.2% | |
| Consumer Banking | $395M+61.9% | $221M-17.5% | $551M+4.4% | $591M-4.2% | $244M-51.0% | |
| Credit Card | $2.48B+54.7% | $1.87B+64.7% | $3.83B+113% | -$6.45B-5,431% | $1.6B+27.1% | |
| Net interest income (loss) by Business | ||||||
| Commercial Banking | $581M+1.6% | $574M-2.2% | $586M-1.7% | $602M-1.1% | $572M-4.5% | |
| Consumer Banking | $2.23B+14.7% | $2.3B+17.2% | $2.36B+16.2% | $2.16B+6.8% | $1.94B-3.4% | |
| Credit Card | $9.24B+63.4% | $9.48B+64.0% | $9.4B+63.6% | $7.29B+37.8% | $5.65B+7.2% | |
| Income tax provision by Business | ||||||
| Commercial Banking | $67M+9.8% | $89M-25.2% | $89M+8.5% | $87M+2.4% | $61M-29.9% | |
| Consumer Banking | $97M+67.2% | $52M-17.5% | $131M+4.8% | $141M-3.4% | $58M-50.4% | |
| Credit Card | $608M+59.2% | $445M+66.0% | $914M+114% | -$1.53B-5,210% | $382M+27.8% | |
| Non-interest expense by Business | ||||||
| Commercial Banking | $498M+2.5% | $504M-2.7% | $520M+5.1% | $489M+1.2% | $486M-5.6% | |
| Consumer Banking | $2B+26.4% | $2.29B+48.2% | $1.94B+45.8% | $1.71B+37.0% | $1.58B+26.9% | |
| Credit Card | $5.5B+51.2% | $6.15B+59.8% | $5.41B+60.6% | $4.45B+41.9% | $3.64B+12.7% | |
| Financing Receivable, before Allowance for Credit Loss by Business | ||||||
| Commercial Banking | $90.32B+3.2% | $89.26B+2.4% | $88.89B+2.4% | $88.36B-0.3% | $87.51B-2.2% | |
| Consumer Banking | $86.87B+10.1% | $84.79B+8.6% | $83.23B+8.4% | $81.23B+7.4% | $78.9B+5.1% | |
| Credit Card | $270.56B+72.1% | $279.57B+72.0% | $271.04B+73.0% | $269.71B+75.3% | $157.19B+4.4% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| Commercial Banking | $138M-2.8% | $55M— | $9M-81.3% | $81M+138% | $142M+7,200% | |
| Consumer Banking | $519M+72.4% | $409M+24.7% | $340M-3.1% | $252M-23.6% | $301M-29.3% | |
| Credit Card | $3.41B+77.1% | $3.68B+54.3% | $2.36B+13.4% | $11.1B+213% | $1.93B-14.7% | |
| Goodwill, Other Increase (Decrease) by Business | ||||||
| Commercial Banking | $0— | $0— | $0— | $0— | $0— | |
| Consumer Banking | $0— | $0— | $0— | $0— | $0— | |
| Credit Card | -$7M-164% | —— | —— | $23M— | $11M+467% | |
| Deposits by Business | ||||||
| Commercial Banking | $31.01B+3.4% | $31.25B-1.4% | $29.92B-2.2% | $29.25B+0.1% | $29.98B-3.5% | |
| Consumer Banking | $438.03B+34.8% | $423.93B+33.2% | $416.77B+34.6% | $414.04B+35.6% | $324.92B+8.0% | |
| Credit Card | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Commercial Banking | $5.05B0.0% | $5.05B0.0% | $5.05B0.0% | $5.05B0.0% | $5.05B0.0% | |
| Consumer Banking | $11.54B+148% | $11.54B+148% | $11.67B+151% | $6.9B+48.5% | $4.65B0.0% | |
| Credit Card | $11.91B+122% | $11.92B+122% | $12.14B+126% | $6.5B+21.2% | $5.37B+0.1% | |
| Revenue from Contract with Customer, Excluding Assessed Tax by Product | ||||||
| Interchange fees, net | $1.96B+60.6% | $1.93B+53.2% | $1.81B+47.6% | $1.48B+18.3% | $1.22B+6.8% | |
| Other | $197M+22.4% | $237M+21.5% | $179M+72.1% | $185M+50.4% | $161M-3.6% | |
| Service charges and other customer-related fees | $249M+137% | $279M+80.0% | $292M+154% | $181M+88.5% | $105M+34.6% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Capital One Financial break its business down?
- Capital One Financial (COF) reports revenue by business across 3 parts — Commercial Banking, Consumer Banking and Credit Card. Each is extracted from the segment footnotes and tracked over time.
- Where does Capital One Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Capital One Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
