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Capital One Financial COF Credit Card — Net interest income (loss)

Other segment segments

Consumer Banking
$2.43B+12.4%
Commercial Banking
$585M-2.8%

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Other financials

Income statement

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Revenue$15.9B+26.9%
Net income$3.0B+171%
EPS (diluted)$4.73+155%

Balance sheet

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Cash & equivalents$55.9B-9.3%
Total debt$46.1B-13.7%
Total equity$113.79B+2.6%
Total assets$673.84B+2.3%

Cash flow

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Operating cash flow$8.4B+39.2%
CapEx$367.0M-8.0%
Free cash flow$8.1B+42.5%

Valuation

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Market cap$127.03B-7.3%
Enterprise value$117.21B-9.0%
P/E12.1×
P/S2.1×-1.2×

Profitability

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Net margin17%
FCF margin47.9%+5.2pp

Returns & leverage

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Return on equity9.4%
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Capital One Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Capital One Financial’s 10-Q, filed July 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital One Financial's credit card — net interest income (loss)?
Capital One Financial (COF) reported credit card — net interest income (loss) of $9.25B in Q2 2026.
How has Capital One Financial's credit card — net interest income (loss) changed year-over-year?
Capital One Financial's credit card — net interest income (loss) increased by 26.9% year-over-year, from $7.29B to $9.25B.
What is the long-term trend for Capital One Financial's credit card — net interest income (loss)?
Over 4 years (2021 to 2025), Capital One Financial's credit card — net interest income (loss) has grown at a 22.6% compound annual growth rate (CAGR), from $14.07B to $31.82B.
What does credit card — net interest income (loss) mean?
The difference between the interest income generated from credit card loans and the interest expense paid on the funding sources used to support those loans. It is a primary driver of profitability for the credit card segment.