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Capital One Financial COF Consumer Banking — Net interest income (loss)

Other segment segments

Credit Card
$9.25B+26.9%
Commercial Banking
$585M-2.8%

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Other financials

Income statement

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Revenue$15.9B+26.9%
Net income$3.0B+171%
EPS (diluted)$4.73+155%

Balance sheet

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Cash & equivalents$55.9B-9.3%
Total debt$46.1B-13.7%
Total equity$113.79B+2.6%
Total assets$673.84B+2.3%

Cash flow

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Operating cash flow$8.4B+39.2%
CapEx$367.0M-8.0%
Free cash flow$8.1B+42.5%

Valuation

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Market cap$127.03B-7.3%
Enterprise value$117.21B-9.0%
P/E12.1×
P/S2.1×-1.2×

Profitability

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Net margin17%
FCF margin47.9%+5.2pp

Returns & leverage

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Return on equity9.4%
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Capital One Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Capital One Financial’s 10-Q, filed July 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital One Financial's consumer banking — net interest income (loss)?
Capital One Financial (COF) reported consumer banking — net interest income (loss) of $2.43B in Q2 2026.
How has Capital One Financial's consumer banking — net interest income (loss) changed year-over-year?
Capital One Financial's consumer banking — net interest income (loss) increased by 12.4% year-over-year, from $2.16B to $2.43B.
What is the long-term trend for Capital One Financial's consumer banking — net interest income (loss)?
Over 4 years (2021 to 2025), Capital One Financial's consumer banking — net interest income (loss) has grown at a 0.9% compound annual growth rate (CAGR), from $8.45B to $8.76B.
What does consumer banking — net interest income (loss) mean?
The difference between the interest earned on loans and other interest-earning assets and the interest paid on deposits and other borrowings. This is a primary driver of profitability for the consumer banking segment.